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KakaoBank Corp.

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About this app

Financial innovation that can be encountered more easily and more frequently in everyday life
First financial sector bank, Kakao Bank

■ Newly designed bank
• All banking transactions can be done on mobile, 365 days a year, without visiting a branch.
• Easy account opening in just 7 minutes

■ Easy to use
• Account transfer without joint certificate or security card
• Easy transfer to a KakaoTalk friend without needing to know the account number (remittance possible even if the other person is not a Kakao Bank customer)

■ Choose according to your preference
• Check card with sophisticated design, from Kakao Friends character design to luxurious black color
• Customize your account name and color

■ Visible benefits
• Competitive interest rates and benefits provided to everyone, without complicated subscription conditions or preferential conditions.
• Term deposit where you can check the increasing interest in real time
• Emergency fund loan (small minus loan) that 90% of Korean citizens aged 19 or older can apply for

■ 26-week savings with Kakao Friends
• Savings accumulated every week for 26 weeks starting from 1,000 won
• With Kakao Friends support, you will reach maturity before you know it!

■ A piggy bank that automatically collects your money.
• Feel free to save by choosing the savings rule you want
• Usually it's a cute item, but if you're curious about the exact price, check it with the peek function

■ A meeting account that can be used and viewed together
• Easily invite KakaoTalk friends as members
• View balance and deposit/withdrawal status with members
• Request membership fees with a witty message card

■ Management of valuable ‘my credit information’
• Check your credit information safely and for free at a major financial institution
• Providing notification service and credit information management tips when credit changes occur

■ Overseas remittance with exceptional fees
• Overseas remittance (sending and receiving) available anytime, anywhere, 365 days a year
• Overseas remittance possible to over 200 countries around the world through overseas accounts and Western Union (WU)
• Designation of a trading foreign exchange bank and extension services can also be applied for through mobile phone without visiting a branch.

■ Affiliate services available at Kakao Bank
• Easily open a stock account at a securities company
• You can apply for an affiliated credit card with Friends characters.

■ Exemption of transfer fees and deposit/withdrawal fees
• Exemption from other bank transfer and direct transfer fees
• Exemption of deposit/withdrawal/transfer fees for all domestic ATMs (banks, affiliated VAN companies)

* ATM/CD machine deposit/withdrawal/transfer fees may change depending on future policies. If the policy changes, we will notify you in advance through the Kakao Bank app and website one month prior to implementation.

■ Information on customer center operating hours
• Deposit/savings, loan, card inquiries: 1599-3333 (09:00 ~ 22:00, 365 days)
• Inquiries about rent deposit loan and foreign exchange: 1599-3333 (09:00 ~ 18:00 weekdays)
• Accident report: 1599-8888 (24 hours a day, 365 days a year)

■ Information on chatbot operating hours
• KakaoTalk Plus Friend “Kakao Bank Customer Center” (24 hours a day, 365 days a year)

■ Information on permissions and purposes for using the Kakao Bank app
• Telephone (required): Consultation connection, identity verification, and device verification
• Information in installed apps (required): Prevent electronic financial transaction accidents
• Camera (required): Take an ID card and submit documents, make a video call, register a profile photo, and transfer a photo.
• Location (optional): Prevention of fraudulent registration and detection of fraudulent transactions
• Save (optional): Save transfer/remittance/withdrawal confirmation and card sales slip.
• Physical activity (optional): Walk every day and get the benefits Measure your step count

* You can use the service even if you do not agree to the optional access rights.
* Access permissions for the Kakao Bank app are divided into required permissions and optional permissions in response to Android OS 6.0 or higher. If you are using an OS version lower than 6.0, you cannot selectively grant permission, so we recommend checking whether the manufacturer of your terminal provides an operating system upgrade function and then updating the OS to 6.0 or higher if possible.

Ratings and reviews

This app is only for Koreans! Really? That’s so rude. Was that superficial Korean politeness on vacation when the app was being developed?