Kanak Loans

10K+
Downloads
Content rating
Everyone
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About this app

Kanak Loans is a Digital Lending App (DLA) deployed by B.R. Silver in partnership with Agrim Fincap Private Limited, an RBI-registered Non-Banking Financial Company (NBFC).
The app is officially listed on the Reserve Bank of India (RBI) Digital Lending Apps (DLA) portal under the regulated entity.
Kanak Loans acts only as a facilitator and does not directly provide loans. All loan approvals, terms, and disbursements are determined by the lending partner.


Loan Information & Key Disclosures
• Lending Partner: Agrim Fincap Private Limited (RBI-registered NBFC)

• Loan Amount Range: ₹5,000 – ₹2,00,000

• Repayment Tenure: 91 days – 365 days

• Maximum Annual Percentage Rate (APR): Up to 35% (inclusive of interest and applicable fees)

• Processing Fees: Up to 2% + GST (as applicable)

• No hidden charges
Final loan terms depend on borrower eligibility and lender approval.

Representative Loan Example
Loan Amount: ₹30,000

Tenure: 91 days

Interest Rate: 15% per annum

Interest Payable: ₹1,125

Processing Fee: ₹500

GST on Processing Fee (18%): ₹90
Total Fees: ₹590

Net Disbursed Amount: ₹29,410

Total Repayable Amount: ₹31,715
This is an illustrative example. Actual terms may vary.

Eligibility Criteria
• Age: 21 – 55 years

• Indian resident

• Minimum monthly income: ₹15,000

• Valid Aadhaar & PAN

• Bank statements & income proof

How It Works
1. Install and open Kanak Loans
2. Complete digital KYC
3. Select loan amount and tenure
4. Loan is approved by the NBFC partner
5. Funds are disbursed directly to your bank account

Our Lending Partner
Agrim Fincap Private Limited (RBI-registered NBFC)

Security & Privacy
All personal data is securely encrypted and transmitted via HTTPS. Data is shared only with the lending partner for loan processing and in accordance with the Privacy Policy.

Grievance Redressal
For loan-related queries or complaints, you may contact:
Lending Partner: Agrim Fincap Private Limited

Customer Support Email: info@agrimfincapindia.com

Contact Us
Email: info@kanakloans.com

Website: https://kanakloans.com

Registered Office: First Floor, 12/19, WEA Karol Bagh, West Extension, New Delhi 110005, India
Updated on
Mar 30, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info, and Photos and videos
This app may collect these data types
Location, Personal info and 3 others
Data isn’t encrypted
You can request that data be deleted

What’s new

Performance improvements and minor bug fixes

App support

Phone number
+919873332713
About the developer
B R SILVER
info@kanakloans.com
First Floor, 12/19, Wea Karol Bagh, West Extension, New Delhi, Delhi 110005 India
+91 98733 32713