Karnet : carnet de dettes

Content rating
Everyone
50+
Downloads
Content rating
Everyone
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Karnet is the merchant's debt ledger. Track at a glance who owes you what, record payments, and send reminders to your customers—even without an internet connection.

Designed for small businesses, Karnet replaces the paper credit book with a simple, fast, and secure tool.

GET STARTED RIGHT AWAY, NO ACCOUNT REQUIRED

• No registration, no number to verify, no password: open the app, name your business, choose a 4-digit code, and record your first customer.

• Your ledger lives on your phone and works completely offline.

• Backup is optional, not mandatory: activate it whenever you want, with Google, Apple, or your phone number.

WHAT YOU CAN DO

• Keep track of each customer: credits granted, payments received, advances.

• See at a glance which customers have outstanding balances, balances paid, or credits. • Record a debt or payment in seconds.

• Detail a debt: items, photo, person who picked it up.

• Send reminders to your clients via WhatsApp, directly from the app, with the amount already calculated.

• Choose the tone of the reminder: friendly, direct, or firm.

• Identify today's due dates and prioritize overdue payments.

• Receive a daily reminder so you don't forget your follow-ups.

• Generate and share a statement in PDF format.

• Correct an error: a transaction can be canceled without erasing or losing history.

• Add a photo to a client for easy identification.

• Share your business card so your clients can find you.

DESIGNED FOR THE FIELD

• Works offline: everything is saved on your phone; synchronization occurs when the network is restored.

• One currency per notebook, selected based on your country: CFA franc, Guinean franc, dirham, euro, dollar…
• Available in French and Arabic, with an interface adapted to each language.

• Clear interface, designed for small businesses.

YOUR DATA IS PROTECTED

• Application locked with a 4-digit code.

• Data stored encrypted on the device.

• Optional backup: once activated, you can access your notebook on a new phone by signing in with Google, Apple, or your phone number.

• Add a second recovery method in case the SMS fails.

• Can be used on two phones simultaneously.

• Export your notebook whenever you want, or delete your account all at once.

Karnet helps you remember everything, get paid on time, and maintain a relationship of trust with your customers.
Customer debt book: record, collect, follow up. No account required, offline.
Updated on
Aug 25, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Karnet marche maintenant sans compte : ouvrez l'app, donnez un nom à votre commerce, et notez votre premier client. Ni numéro à vérifier, ni inscription, ni réseau.

La sauvegarde devient un choix : activez-la quand vous voulez, avec Google, Apple ou votre numéro — et ajoutez un second moyen, au cas où le SMS ne passerait pas.

Votre carnet ne se perd plus : ce que vous aviez tapé avant de rejoindre un compte se récupère (Menu → Sécurité), et l'app vous reconnaît après une réinstallation.
Content rating
Everyone
Learn more

App support

About the developer
Abdou DIOUF
abdioufy@gmail.com
France