Karnet is the merchant's debt ledger. Track at a glance who owes you what, record payments, and send reminders to your customers—even without an internet connection.
Designed for small businesses, Karnet replaces the paper credit book with a simple, fast, and secure tool.
GET STARTED RIGHT AWAY, NO ACCOUNT REQUIRED
• No registration, no number to verify, no password: open the app, name your business, choose a 4-digit code, and record your first customer.
• Your ledger lives on your phone and works completely offline.
• Backup is optional, not mandatory: activate it whenever you want, with Google, Apple, or your phone number.
WHAT YOU CAN DO
• Keep track of each customer: credits granted, payments received, advances.
• See at a glance which customers have outstanding balances, balances paid, or credits. • Record a debt or payment in seconds.
• Detail a debt: items, photo, person who picked it up.
• Send reminders to your clients via WhatsApp, directly from the app, with the amount already calculated.
• Choose the tone of the reminder: friendly, direct, or firm.
• Identify today's due dates and prioritize overdue payments.
• Receive a daily reminder so you don't forget your follow-ups.
• Generate and share a statement in PDF format.
• Correct an error: a transaction can be canceled without erasing or losing history.
• Add a photo to a client for easy identification.
• Share your business card so your clients can find you.
DESIGNED FOR THE FIELD
• Works offline: everything is saved on your phone; synchronization occurs when the network is restored.
• One currency per notebook, selected based on your country: CFA franc, Guinean franc, dirham, euro, dollar…
• Available in French and Arabic, with an interface adapted to each language.
• Clear interface, designed for small businesses.
YOUR DATA IS PROTECTED
• Application locked with a 4-digit code.
• Data stored encrypted on the device.
• Optional backup: once activated, you can access your notebook on a new phone by signing in with Google, Apple, or your phone number.
• Add a second recovery method in case the SMS fails.
• Can be used on two phones simultaneously.
• Export your notebook whenever you want, or delete your account all at once.
Karnet helps you remember everything, get paid on time, and maintain a relationship of trust with your customers.
Customer debt book: record, collect, follow up. No account required, offline.