I-Kashbean ihlinzeka ngensizakalo yokubolekwa kweselula kumakhasimende aseKenya adinga imali yokukhulisa amabhizinisi abo nanoma yisiphi esinye isidingo sezezimali.
Umkhiqizo:
• Inani Lemalimboleko: KSh 1500 – KSh 80,000
• Isikhathi semalimboleko: izinsuku ezingama-91 - izinsuku ezingama-365
2. Umkhawulo wemalimboleko enkulu: Ksh 80,000
3. Inzalo ephansi (i-APR ephezulu): 36% ngonyaka
Isibonelo: ngemalimboleko engu-ksh 20,000 enesikhathi phakathi nezinsuku ezingama-91, imali ekhokhiswayo imi kanje:
Izinga lenzalo lanyanga zonke: 36% / 12 = 3%
Inzalo yanyanga zonke : ksh 20,000 * 3% = ksh600
Isamba senkokhelo yanyanga zonke :ksh20,000 / 3 + ksh 600 = ksh7,266
isamba sokukhokha isikweletu kubandakanya umgomo kanye nenzalo izoba:
KSh 20,000.00 + KSh 1,800.00 = KSh 21,800.00
Njengenkundla yokuboleka ku-inthanethi, i-kashbean izokukhokhisa imali efinyelelekayo kanye nenzalo ngokuya ngomkhiqizo owukhethayo, osetshenziselwa ukuhlola amaphuzu wesikweletu, ukuphathwa kwe-akhawunti, nezindleko zokukhokha.
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2.obani abafanelekile?
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4.Ezokuphepha
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5.XHUMANA NATHI
Uma unempendulo, imibuzo, noma okukukhathazayo, sicela usithumele i-imeyili ku-help@kashbean.co.ke noma kunsizakalo yethu ye-inthanethi yesicelo.
Ikheli: Applewood Building, Nairobi City, Kenya
Kubuyekezwe ngo-
Mas 5, 2024