Spend Anywhere. Fund with Crypto or Naira. Pay Bills.
KaviPay makes managing your money simple and secure. Access virtual VISA, Mastercard, Verve, and Afrigo cards, or request physical Verve and Afrigo cards delivered to your door.
VIRTUAL CARDS — GLOBAL ACCESS
• VISA, Mastercard, Verve, and Afrigo virtual cards available upon account setup
• Use for online shopping, subscriptions, and digital payments worldwide
• Add to compatible digital wallets for contactless mobile payments
• Create multiple cards for different spending needs
PHYSICAL CARDS — LOCALLY ACCEPTED
• Verve and Afrigo physical cards for Nigerian merchants
• Use at ATMs, POS terminals, and online storefronts
• Delivered to your registered address
FLEXIBLE FUNDING
• Fund with cryptocurrency (USDC, USDT, BTC, SOL, ETH, BNB, POL, NEAR, and more)
• Fund with Nigerian Naira via bank transfer
• Displayed exchange rates with transparent fees
PAY BILLS
• Electricity for all major DISCOs
• Mobile airtime for MTN, Glo, Airtel, 9mobile
• Data bundles, DStv, GOtv, Startimes, and more
SECURITY FEATURES
• Biometric authentication (fingerprint and face recognition)
• Two-factor authentication for all transactions
• Freeze/unfreeze cards and set spending limits instantly from the app
• PCI DSS compliant through licensed partners
SPENDING ANALYTICS
• Real-time transaction tracking
• Categorized spending analytics and monthly reports
KaviPay operates in partnership with licensed financial institutions including Safe Haven Microfinance Bank (CBN Licensed) and PCI DSS compliant card service providers.
Users must be 18+. Valid ID required for verification. Fees disclosed before confirmation.
Support: support@kavipay.io