Content rating
Everyone
50+
Downloads
Content rating
Everyone
In-App Purchases
Learn more
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About this app

Spend Anywhere. Fund with Crypto or Naira. Pay Bills.

KaviPay makes managing your money simple and secure. Access virtual VISA, Mastercard, Verve, and Afrigo cards, or request physical Verve and Afrigo cards delivered to your door.

VIRTUAL CARDS — GLOBAL ACCESS
• VISA, Mastercard, Verve, and Afrigo virtual cards available upon account setup
• Use for online shopping, subscriptions, and digital payments worldwide
• Add to compatible digital wallets for contactless mobile payments
• Create multiple cards for different spending needs

PHYSICAL CARDS — LOCALLY ACCEPTED
• Verve and Afrigo physical cards for Nigerian merchants
• Use at ATMs, POS terminals, and online storefronts
• Delivered to your registered address

FLEXIBLE FUNDING
• Fund with cryptocurrency (USDC, USDT, BTC, SOL, ETH, BNB, POL, NEAR, and more)
• Fund with Nigerian Naira via bank transfer
• Displayed exchange rates with transparent fees

PAY BILLS
• Electricity for all major DISCOs
• Mobile airtime for MTN, Glo, Airtel, 9mobile
• Data bundles, DStv, GOtv, Startimes, and more

SECURITY FEATURES
• Biometric authentication (fingerprint and face recognition)
• Two-factor authentication for all transactions
• Freeze/unfreeze cards and set spending limits instantly from the app
• PCI DSS compliant through licensed partners

SPENDING ANALYTICS
• Real-time transaction tracking
• Categorized spending analytics and monthly reports

KaviPay operates in partnership with licensed financial institutions including Safe Haven Microfinance Bank (CBN Licensed) and PCI DSS compliant card service providers.

Users must be 18+. Valid ID required for verification. Fees disclosed before confirmation.

Support: support@kavipay.io
Updated on
May 29, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

What’s new

Welcome to KaviPay — cards, crypto, and bill payments in one app.

• Virtual and physical cards for online and in-store spending
• Fund seamlessly with crypto or Nigerian Naira
• Pay electricity, airtime, data, and cable TV bills
• Privacy screen keeps your balances hidden in the app switcher
• Biometric security and easy card freeze/unfreeze
Content rating
Everyone
In-App Purchases
Learn more

App support

Phone number
+23470022555284729
About the developer
KAVIPAY LIMITED
support@kavipay.io
No 9, Bob Manuel Street Springville Estate Kapuwa Lugbe Abuja Federal Capital Territory Nigeria
+234 802 938 5605