중소기업정책자금 매뉴얼 - 중소기업, 벤처기업
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About this app
※ This app will provide information on SME policy funds in the future.
Small and Medium Business Policy Fund
○ Purpose
- Promoting the growth of SMEs by supplying long-term, low-interest funds to SMEs with excellent technology and business potential in need of policy support
○ Budget size and application target
- 5.6 trillion won
- Small and medium-sized enterprises (SMEs) in accordance with Article 2 of the Framework Act on Small and Medium Enterprises, which are eligible for support as stipulated in this Loan Plan Announcement
○ Loan limit and interest rate
- Maximum Loan Limit: Within 6 billion won per company by adding up the balance of the mid-vacuum policy fund loan and the expected new loan amount
- Loan interest rate: Increase or decrease according to the type of fund, credit risk rating, type of collateral, and preferential conditions in the ｢Policy Fund Base Rate (Quarterly Change)｣
○ Loan procedure
①Online consultation reservation → ②Consultation → ③Priority evaluation → ④Online loan application → ⑤Corporate review → ⑥Loan decision → ⑦Loan → ⑧Follow-up management
Shortcut to announcement of '22 SME Policy Fund Loan Plan
https://www.mss.go.kr/site/smba/ex/bbs/View.do?cbIdx=86&bcIdx=1030819&parentSeq=1030819
○ This app does not represent the government.
(Source: Ministry of SMEs and Startups https://www.mss.go.kr)
Small and Medium Business Policy Fund
○ Purpose
- Promoting the growth of SMEs by supplying long-term, low-interest funds to SMEs with excellent technology and business potential in need of policy support
○ Budget size and application target
- 5.6 trillion won
- Small and medium-sized enterprises (SMEs) in accordance with Article 2 of the Framework Act on Small and Medium Enterprises, which are eligible for support as stipulated in this Loan Plan Announcement
○ Loan limit and interest rate
- Maximum Loan Limit: Within 6 billion won per company by adding up the balance of the mid-vacuum policy fund loan and the expected new loan amount
- Loan interest rate: Increase or decrease according to the type of fund, credit risk rating, type of collateral, and preferential conditions in the ｢Policy Fund Base Rate (Quarterly Change)｣
○ Loan procedure
①Online consultation reservation → ②Consultation → ③Priority evaluation → ④Online loan application → ⑤Corporate review → ⑥Loan decision → ⑦Loan → ⑧Follow-up management
Shortcut to announcement of '22 SME Policy Fund Loan Plan
https://www.mss.go.kr/site/smba/ex/bbs/View.do?cbIdx=86&bcIdx=1030819&parentSeq=1030819
○ This app does not represent the government.
(Source: Ministry of SMEs and Startups https://www.mss.go.kr)
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