UP: Debt & Credit Tracker
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1+
Downloads
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About this app
Utang Piutang Tracker (UP: Debt & Credit Tracker) helps you keep track of who owes what and when it's due — no more notebooks, and your data never leaves your phone.
QUICK ENTRY
• Pick a contact from your phone or type a name manually
• Log a receivable (money you lent) or a debt (money you borrowed), with due date & notes
• Payment history per contact, with remaining balance & paid/partial/unpaid status
SCAN TRANSFER PROOF
Upload a transfer screenshot and the amount is detected automatically — no manual retyping.
TRUST SCORE PER CONTACT
See each contact's payment reliability history (Always on Time, Fairly Reliable, Often Late, No History Yet) — private, visible only to you.
DUE DATE REMINDERS
Automatic summary notification for transactions due this week.
SEND RECEIPTS VIA WHATSAPP
Confirm a payment straight to the contact's WhatsApp, ready-to-send text you can still edit before it's actually sent.
SECURE & PRIVATE
• Encrypted database (SQLCipher), key stored in Android Keystore (device-bound, non-exportable)
• Lock the app with fingerprint/face/PIN (optional)
• Screens are automatically protected from screenshots/screen recording when showing amounts/contact names
• All data stays LOCAL on your phone — no server, no account, nothing sent anywhere
• Manual backup/restore with your own encrypted passphrase
AUTOMATIC LANGUAGE & CURRENCY
The app follows your device's language & currency automatically — use it in Indonesia or anywhere else, it stays comfortable to use.
Utang Piutang Tracker is for anyone who lends or borrows money with friends, family, or colleagues, and wants a clear record both sides can rely on — no more manual math or forgetting who owes what.
QUICK ENTRY
• Pick a contact from your phone or type a name manually
• Log a receivable (money you lent) or a debt (money you borrowed), with due date & notes
• Payment history per contact, with remaining balance & paid/partial/unpaid status
SCAN TRANSFER PROOF
Upload a transfer screenshot and the amount is detected automatically — no manual retyping.
TRUST SCORE PER CONTACT
See each contact's payment reliability history (Always on Time, Fairly Reliable, Often Late, No History Yet) — private, visible only to you.
DUE DATE REMINDERS
Automatic summary notification for transactions due this week.
SEND RECEIPTS VIA WHATSAPP
Confirm a payment straight to the contact's WhatsApp, ready-to-send text you can still edit before it's actually sent.
SECURE & PRIVATE
• Encrypted database (SQLCipher), key stored in Android Keystore (device-bound, non-exportable)
• Lock the app with fingerprint/face/PIN (optional)
• Screens are automatically protected from screenshots/screen recording when showing amounts/contact names
• All data stays LOCAL on your phone — no server, no account, nothing sent anywhere
• Manual backup/restore with your own encrypted passphrase
AUTOMATIC LANGUAGE & CURRENCY
The app follows your device's language & currency automatically — use it in Indonesia or anywhere else, it stays comfortable to use.
Utang Piutang Tracker is for anyone who lends or borrows money with friends, family, or colleagues, and wants a clear record both sides can rely on — no more manual math or forgetting who owes what.
Track debts & credits, scan transfer proof, due date reminders. Encrypted.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
- No data shared with third partiesLearn more about how developers declare sharing
- No data collectedLearn more about how developers declare collection
What’s new
Utang Piutang Tracker is officially live!
• Track receivables & debts per contact (installments supported)
• OCR reads amounts from transfer screenshots
• Private trust score per contact
• Weekly due date reminders
• Send receipts via WhatsApp
• Biometric/PIN app lock, encrypted database
• Manual encrypted backup/restore
• Language & currency automatically follow your device
Feedback & bug reports are very welcome!
• Track receivables & debts per contact (installments supported)
• OCR reads amounts from transfer screenshots
• Private trust score per contact
• Weekly due date reminders
• Send receipts via WhatsApp
• Biometric/PIN app lock, encrypted database
• Manual encrypted backup/restore
• Language & currency automatically follow your device
Feedback & bug reports are very welcome!
Everyone
Learn moreApp support
phone
Phone number
+6281360344814
About the developer
Abdul Karim
karimdev96@gmail.com
Indonesia