Kharchapatra

Parjanya Shakya

About this app

Kharchapatra (खर्चपत्र) is a personal finance tracker built for Nepal. Track every रुपैयाँ, set budgets, import bank statements, and stay on top of your money — online or offline.

WHY KHARCHAPATRA
• Nepali-first — switch between Rs. and रु. anywhere in the app
• Works offline — your data lives on-device and syncs when you're back online
• Private by design — biometric lock and encrypted token storage
• No ads, no data selling

WHAT YOU CAN DO
• Track income, expenses, and transfers across multiple accounts
• Set monthly budgets per category and watch progress live
• Import bank and wallet statements (CSV, PDF, Excel) — auto-categorized
• Schedule recurring transactions (salary, rent, subscriptions, EMIs)
• Visualize spending with clean pie and trend charts
• Get reminders for upcoming bills and recurring rules
• Glance at this month's balance with a home-screen widget

BUILT FOR NEPAL
• Pre-loaded with major Nepali banks and digital wallets
• Categories tuned to local spending patterns
• Currency, dates, and number formats that feel native

WHO IT'S FOR
Anyone in Nepal who wants a clearer picture of their money — students tracking allowances, salaried professionals managing EMIs, families running monthly budgets, freelancers reconciling income across accounts.

PRIVACY
Your financial data stays yours. We use biometric authentication and secure on-device storage, and we never sell your data. Read our privacy policy at https://kharchapatra.com/privacy

Got feedback? We'd love to hear it — your input shapes what we build next.

खर्च लेखौं, भविष्य बनाऔं।

What’s new

- Updated income tax estimates to Nepal's new FY 2083/84 slabs (Finance Act 2083)
- Simplified the tax calculator: one unified table for everyone, no more separate individual/couple selection
- Improved system bar handling on newer Android versions