Kharcho: Smart Expense Tracker

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About this app

💰 Kharcho – Expense Tracker, Money Manager & Budget Planner

Take control of your money with Kharcho, the all-in-one expense tracker, money manager, and budget planner designed to help you manage your personal finances with ease. Whether you want to track your daily expenses, create monthly budgets, monitor your income, or save more money, Kharcho gives you the tools you need to build better financial habits.

Kharcho is perfect for individuals, families, students, professionals, freelancers, couples, and small business owners looking for a simple yet powerful personal finance app.

📊 Track Your Daily Expenses
Recording your expenses shouldn't be complicated. Kharcho makes expense tracking quick and easy so you always know where your money goes.

Features
• Track daily expenses in seconds
• Record income and expenses
• Create unlimited custom categories
• Add notes to transactions
• View transaction history
• Search and filter expenses
• Edit or delete records anytime

Whether you're tracking groceries, food, fuel, shopping, travel, entertainment, healthcare, education, rent, or utilities, Kharcho helps you stay organized.

💵 Smart Budget Planner
Create monthly budgets and control your spending with our easy-to-use budget planner.

With Kharcho you can:
• Set monthly budgets
• Create category-wise budgets
• Monitor budget usage
• Get notified when you're close to your limit
• Avoid overspending
• Build better financial habits

Managing your monthly budget has never been easier.

📈 Powerful Expense Reports

Understand your spending with beautiful charts and financial insights.

Get detailed:
• Expense reports
• Income reports
• Monthly reports
• Yearly reports
• Spending analysis
• Category-wise reports
• Cash flow reports
• Income vs Expense analysis

Visual reports help you identify unnecessary expenses and improve your savings.

💰 Income Tracker
Track every source of income.
Manage:
• Salary
• Freelance income
• Business income
• Rental income
• Investments
• Other earnings

Kharcho works as a complete income tracker and expense manager in one app.

🎯 Savings Goals

Turn your dreams into achievable goals.

Create savings goals for:
• Emergency fund
• Vacation
• New car
• House
• Wedding
• Education
• Investments

Track your progress and stay motivated while saving money.

⏰ Bill Reminder

Never miss another payment.

Set reminders for:
• Electricity bill
• Water bill
• Internet
• Mobile recharge
• Credit card payments
• Loan EMI
• Insurance
• Rent
• Subscriptions

Stay organized and avoid late payment charges.

👨‍👩‍👧 Manage Group Expenses

Split and manage expenses with friends and family.

Perfect for:
• Trips
• Roommates
• Couples
• Family expenses
• Office teams
• Shared households

Keep all your financial records in one place.

📅 Monthly & Yearly Financial Overview

Review your finances anytime.

See:
• Monthly spending
• Monthly income
• Yearly spending
• Yearly income
• Budget performance
• Savings progress
• Financial trends

🚀 Why Choose Kharcho?

✔ Easy expense tracker
✔ Powerful money manager
✔ Smart budget planner
✔ Personal finance manager
✔ Income tracker
✔ Savings tracker
✔ Bill reminder
✔ Expense reports
✔ Financial insights
✔ Group expense manager
✔ Beautiful charts
✔ Fast and lightweight
✔ Easy to use
✔ Designed for everyone

Perfect For

Kharcho is ideal if you're looking for a:
• Expense Tracker
• Money Manager
• Budget Planner
• Budget Tracker
• Personal Finance App
• Expense Manager
• Income Tracker
• Spending Tracker
• Savings Tracker
• Cashbook
• Daily Expense Tracker
• Monthly Budget Planner
• Household Budget App
• Wallet Manager
• Financial Planner
• Expense Diary
• Finance Tracker
• Money Saving App
• Expense Log
• Business Expense Tracker

What’s new

- UI Improvement & Bug fixes