Kharcho is a free expense tracker and budget planner that helps you record daily spending, set monthly budgets, track income, manage SIP and savings goals, and never miss a bill. Perfect for personal kharcha, household hisab kitab, trips and shared expenses.
📒 DAILY EXPENSE TRACKER
Add expenses and income in seconds. Organize by category (food, groceries, fuel, rent, shopping, travel, EMI, subscriptions), add notes, search, filter and edit anytime.
💰 MONTHLY BUDGET PLANNER
Set an overall budget or category-wise budgets and see how much you have left. Spot overspending early and save more every month.
📈 SIP & SAVINGS GOALS
Track your SIP investments and create goals for an emergency fund, vacation, wedding, bike or car, or a new home. See your progress at a glance.
⏰ BILL REMINDER
Get reminders for electricity, mobile recharge, internet, rent, insurance, credit card bills and loan EMIs. Avoid late fees.
👥 SPLIT & GROUP EXPENSES
Manage shared expenses with friends, roommates, family and trip groups. Know who paid and who owes what.
📊 REPORTS & CHARTS
Monthly and yearly reports, category-wise spending, income vs expense and cash flow, all in clear charts.
✅ WHY KHARCHO?
• Simple, fast and lightweight
• Works for personal, family and group budgeting
• Money manager, income tracker and spending tracker in one app
Start tracking your kharcha today and build better money habits, one expense at a time.
Daily expense tracker with budget, bill reminders, SIP & split expenses