Build a stronger credit profile with Credit Alert.
Track your credit score, understand what affects it, and get simple guidance to improve it step by step.
Credit Alert helps you stay informed about your credit health with detailed reports, score tracking, factor-wise insights, and personalized recommendations — all in one place.
Whether you’re planning to apply for a loan, credit card, or simply want better financial control, Credit Alert makes understanding your credit easy.
What you can do with Credit Alert
📊 Check Your Credit Score
View your latest credit score powered by Experian along with your score category and overall credit health.
📈 Track Your Score Progress
Monitor how your credit score changes over time with easy-to-understand score trend charts.
🔍 Understand What Affects Your Score
Get detailed insights into important credit factors like:
✅ Payment History
Track on-time and missed payments across your credit accounts.
💳 Credit Utilisation
See how much of your available credit limit you’re using.
📅 Credit Age
Understand the average age and history of your credit accounts.
🏦 Credit Mix
View your secured and unsecured credit accounts.
📄 Credit Enquiries
Track recent loan and credit card enquiries made with credit bureaus.
📘 Detailed Credit Insights
Explore easy summaries and benchmark-based insights that help you understand your credit behaviour better.
🚀 Improve Your Credit Score
Get actionable recommendations to help improve your score, including:
• Areas impacting your score
• Suggested actions to improve
• Positive habits to continue
• Potential score improvement opportunities
🔗 Linked Credit Accounts
View all your active and closed credit accounts in one place for better visibility and tracking.
Why Credit Alert?
• Simple and easy-to-understand insights
• Personalized credit guidance
• Secure credit report access
• Detailed factor-wise analysis
Credit Score & Reports
Your credit score and report are powered by Experian, one of India’s RBI-authorized credit bureaus.
Your credit report includes information such as:
• Repayment history
• Outstanding balances
• Credit card usage
• Loan accounts
• Credit enquiries
• Credit behaviour patterns
Maintaining a healthy credit score can improve your chances of getting loans and credit cards from leading banks and financial institutions in India.
Safe & Secure
Your data privacy and security are important to us. Credit Alert securely accesses your credit information only with your consent.
[Important Note: Credit Alert does not provide credit repair services. The information provided in the app is for educational and informational purposes only.]