4.1
1.18K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Michu is one of the Cooperative Bank of Oromia's pioneering digital financing platforms in Ethiopia, aimed towards MSMEs and mass populations. It is an AI-powered smartphone application that provides an online loan application, digital offer analysis using a credit assessment algorithm that goes beyond belief, and online debt collection procedures. Customers can use non-collateralized loans through Michu with the sole requirement of engaging in trading operations. Making its basis on different business areas, Michu contains two products called Wabii and Guyyaa, which target formal line business traders (micro retailers, Coffee Houses , Fast Food Corners and etc.) and informal line business traders (Gulit Traders, Roadside Traders, Informal Coffee house and etc.), respectively.
Updated on
Feb 15, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Messages
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
1.16K reviews
Hana Lemi
March 27, 2024
The interface is so user friendly that anyone can process michu loan easily but the thing is this app keeps crashing over and over showing "unknown error" please fix it
20 people found this review helpful
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Hirko Megersa
January 21, 2024
Michu, as its name is like a close friend! It is a lovely app with ease of access, simplicity and reliability. The reason behind why I give four stars is sometimes the app refuses to connect to the server even when the network is fine! Thanks Michu!
133 people found this review helpful
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Addisalem Demis
January 18, 2024
I Really love the app and i also processing a loan that other banks won't give that much loan, it makes your bank unique , but am still facing problem that after getting contract agreement the system isn't working and i have tried to contact to your customer support but still not resolved. The other thing i want to recommend is that you better give more days for the repayment so that you can add some % interest rate.
164 people found this review helpful
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What's new

New Version of Michu app

App support

More by Cooperative Bank of Oromia- Coopbank