Kivvy helps you understand what's safe to spend from your paycheck earnings and side hustles efficiently.
KEY FEATURES: - Safe-to-Spend Calculator: Instantly see how much you can safely spend after bills and savings in a given week or per day - Bill Tracking: Add monthly bills and track them at a glance - Savings Goals: Set and monitor your savings targets - Smart Spending Nudges: Get behavioral insights to help you spend wisely - Safe Trial: Try semi premium features free for 60 days
HOW IT WORKS: Safe-to-Spend = Your Income − Bills − Savings Goals
Perfect for anyone who wants clarity on their cash flow and peace of mind about spending.
PREMIUM FEATURES (After free trial): - Unlimited bill tracking (free tier: 6 bills/month) - Advanced spending insights - Tax awareness features - No ads
Start your 60-day free premium trial today. Cancel anytime before day 60 — no charge.
Updated on
Jun 10, 2026
Finance
Data safety
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Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.