KKP Better

Kiatnakin Phatra Bank Public Company Limited.

About this app

KKP Better is the all-new financial application from Kiatnakin Phatra Bank, designed to meet your needs. Savings, loans, investments, insurance, and financial planning - all in one app.

Enhanced features for your Better life.
- Better Box Lets you organize KKP SAVVY account money into 'boxes' for every goal. Separate income and expenses. Allocate your money, your way.
- Better Bonus Bonus interest on top of your KKP SAVVY savings account’s base interest, which grows with your deposit duration. Longer savings, higher bonus with flexibility to withdraw anytime.
- Better Investment One account, access over 1,000 funds from 19 leading AMCs. Plus, save costs and maximize your returns with fee-free E-Class funds.
- Better Lending Ready credit line with a 5-minute decision. Pay no interest if unused and get an interest rate discount for essential expenses in specified categories.
- Better Insurance Generali quality insurance - No health checks, easy purchase via app. Conveniently file claims through the GEN 365 app with no paperwork required.
- Asset Summary Clearly view your deposits, investments, and total assets, allowing for precise spending and worry-free financial planning.

Warning
- KKP SAVVY Savings Account: Interest rates, terms and conditions are subject to Kiatnakin Phatra Bank's criteria and requirements.
- Investors should understand the product characteristics, terms and conditions, returns, and risks before making investment decisions. KKP Better app by Kiatnakin Phatra Bank is a service channel of Kiatnakin Phatra Securities Public Company Limited. Some funds do not charge management fees, while some funds do not charge front-end fees. For more information, please refer to the fund's prospectus.
- Please request the prospectus from Kiatnakin Phatra Securities PCL. or the relevant AMC for more information.
- These funds are managed by Kiatnakin Phatra Asset Management Co., Ltd.
- Borrow only what is necessary and within your repayment capacity. The Effective Interest Rate (EIR) ranges from 9.99% - 25% per annum. Credit consideration criteria and conditions are subject to Kiatnakin Phatra Bank. Please study the product details thoroughly.
- Insurance applicants should understand coverage details and terms and conditions before making insurance decisions. The insurance is underwritten by Generali Insurance (Thailand) Public Company Limited. Kiatnakin Phatra Bank Public Company Limited acts as a non-life insurance broker.

Ratings and reviews

I am so surprised to see that the app get my email wrong. I used to use the old version of the App, and get the email confirmation. Now imagine my surprised that A BANKING APP, of which supposed to do strict KYC and very precise in any transaction, record my email wrong and force me to get OTP from email or I can't access the app. I know I'm not the most prestegious category of a customer, at least not anymore. But I can't wait to closed all account with them.

I really hate this app. After 4 years, KKP still has not fixed many flaws that make this app UNUSABLE for electronic payments! When there is a new version, it forces you to update IMMEDIATELY before you can use it! If you in the midst of a transaction and trying to pay, you must wait 5 minutes for update. Everyone in line must wait o your online purchase may time-out. KKP does this at least once a month. Use SCB instead, their app let's you continue using the old version, & is better.

The last update which says "App Performance Improvement" adds VPN detection. I'm using DuckDuckGo App Tracking Protection, which shows that this app has Google tracking in it and blocks the tracking. But with the VPN detection, the app refuses to start, which means the tracking cannot be blocked, and I'm refusing to allow the app without the tracking protection. Kiatnakin also closed their internet banking website, so the only way to use their service is with the app, so it's useless.

What’s new

KKP MOBILE has transformed into KKP Better! Say hello to our new name, new logo, and better features designed to elevate every aspect of your financial life, making it easier and more convenient than ever. Beyond just transactions - KKP Better helps you achieve your financial and life goals.