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About this app

Tende is the only payments and business operations App that always works to put you in control of your business by giving you a 360 degree view of your business, that is truly affordable.


1. Manage Petty Cash in your business
- Manage your expenses to the last coin, with realtime visibility of every payout
- Send money and pay suppliers, workers, casuals directly from from your Business Account
- Approve payments on the go, from wherever
- Maintain and manage multiple digital petty cash accounts
- Track your spending daily/ weekly/ monthly

2. Get a 360 degree view of your business
- All your M-PESA Tills/ Paybills and Bank Accounts in one place
- View balances, statements, payouts, income of all your accounts in a consolidated manner
- Tende gives you an all-round view of your sales, expenses and cash flows

3. Realtime visibility of payments to your business
- View all payments to your till/ paybill or Bank accounts in real-time
- Cumulative totals for each day to easily track your income
- Search for specific payments

4. Invoicing & Receipting
- Automatically generate and send invoices to your customers
- Automated reconciling of payments against raised invoices
- Automated SMS/ WhatsApp receipts once an invoice has been paid
- Create seamless payment experiences for your customers through payment links

5. Checkout and Payment Links
- Accept payments from anywhere in the world with Tende Checkout [M-PESA, Card, Bank Account]
- Create payment links and share with your customers [No integration required]

6. Multiple Transact Options
- Send to M-PESA
- Send to Bank
- Buy Airtime
- M-pesa PayBill
- M-pesa Buy Goods
- Utility Payments
- Bulk payments
- Bulk Airtime
- Pay salaries, pay suppliers/ casuals on the go
- Pay NHIF, NSSF, E-Citizen

7. Multiple approval levels for payments
You can optionally set multiple approval levels. Tende allows you to setup users with different approval levels, permissions and transaction limits.

8. Save significantly
- Tende tariff is very affordable to enable your business growth
- Very low charges for send and pay transactions
- ZERO charge for utility payments
- ZERO charge for Airtime purchase

9. Transact in a Secure Manner
- Your Tende Account is protected by a secret PIN
- Every payment requires authorisation via a secret one time password
Updated on
Jul 1, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

App support

Phone number
About the developer
Riara Corporate Suites Riara Road 00100 Nairobi Kenya
+254 716 946946