MoneyKu is an AI expense tracker, money manager, and budget planner built for everyday personal finance, shared spending, and household budgets.
Log expenses your way. Chat with the AI assistant, speak a transaction, scan a receipt, forward an email receipt, or share images and PDFs from other apps. MoneyKu helps turn daily expense details into organized records without slowing you down.
Stay in control with tools for real-life money management:
• Track income and expenses with calendar views, search, and filters
• Manage cash, bank, and e-wallet balances across multiple wallets
• Move money between wallets, including cross-currency transfers with exchange rates and optional fees
• Build category budgets with progress tracking and alerts
• Create savings goals with presets, custom targets, and milestones
• Set recurring transactions with optional reminders
• Use custom categories to match how you actually spend
• Track multiple currencies for travel, family, or mixed-wallet finances
MoneyKu also works as a finance tracker for deeper spending clarity. View daily, weekly, monthly, and yearly breakdowns, compare income vs. expenses, and use AI insights for spending summaries, trends, and practical tips.
Planning money with others? MoneyKu supports shared and household budget workflows. Split bills in groups, track balances, settle up, and include people who do not use the app. You can also invite others to co-manage a shared ledger with activity history and reactions.
Need a bill organizer that keeps up with busy days? Use recurring templates, reminders, receipt scanner capture, email receipt import, and export options for CSV, Excel, or PDF.
MoneyKu is offline-first, so you can record transactions even without a connection. When you are back online, multi-device sync keeps your data up to date.
Personalize your space with 34 color themes, light or dark mode, a cat avatar picker, Android home-screen widgets with live balance, achievements, referrals, and support for 35 languages.
MoneyKu Premium unlocks unlimited AI chat and insights, plus higher email receipt import limits.