Kab Digital: Empréstimo Online

Kredilig S.A. C.F.I.

About this app

Personal Loan is at KAB. Apply for your loan through the app!
The Money Wednesday & Thursday campaign is back. At KAB, you can apply for your Personal Loan digitally, directly through the app, subject to credit analysis and approval.

KAB offers personal loans to customers in the South and Southeast regions of Brazil who need to organize their finances, make plans, or use the money according to their needs.

Shop at Koerich Stores and receive your order throughout Brazil!📦
In addition to credit solutions, KAB also connects you to Koerich Stores, where you can find products, offers, and special conditions. Make your purchases and count on deliveries throughout Brazil.

How to apply for your Personal Loan
Make your request directly through the KAB app. Simulate the available credit, check the conditions presented to you, and send your proposal for analysis.

The process is digital, and the terms of the loan may vary depending on credit analysis and each client's profile.

Main Loan Features
• Application directly through the app
• Personal loan subject to analysis and approval
• Loan amount up to R$ 20,000, subject to availability and credit analysis
• Payment term from 1 to 36 months
• Possibility of first payment in up to 45 days, according to the terms of the loan
• No need for real estate or vehicle as collateral, according to the product conditions
• No need for a guarantor, according to the product conditions

Personal Loan Conditions and Rates (APR)
The amount available, the interest rate, the term, and the number of installments are defined according to the credit analysis.

• Payment term: minimum of 1 month and maximum of 36 months.

• Annual Percentage Rate (APR / Annual CET): varies from 40.00% p.a. to a maximum of 332.99% p.a. (maximum CET 359.45% p.a.).

• Monthly interest rate: varies from 2.85% per month to a maximum of 12.99% per month.

• Total Effective Cost (CET): the CET includes the charges and costs of the operation and is presented in detail in the simulation before contracting.

The contract is subject to credit analysis and consultation with credit protection agencies.

Example of a simulation:
🔹 Loan amount: R$1,000.00 🔹 Interest: 7.88% per month 🔹 Total Effective Cost (TEC): 8.37% per month 🔹 Installments: 24 months 🔹 Total effective cost: 166.17% per year 🔹 Installment amount: R$98.76 🔹 Total paid: R$2,370.24

This example is for illustrative purposes only. Actual conditions vary according to the individual credit analysis performed at the time of the simulation. Legal Terms (Personal Loan Disclosures): The Maximum Annual Interest Rate (APR) practiced on the platform can reach a limit of 332.99% per year (12.99% per month), varying according to the client's credit profile.

Use the credit according to your needs.
The KAB Personal Loan can be used for different purposes, such as reorganizing finances, realizing plans, or making purchases.

Before contracting, evaluate the conditions presented in the simulation, including the installment amount, the term, interest rates, and the Total Effective Cost (TEC/APR).

About KAB
KAB was born from Kredilig, the financial arm of Lojas Koerich, a chain with over 70 years of history and more than 130 stores in Santa Catarina.

In addition to the Personal Loan, KAB offers an exclusive card for purchases at Lojas Koerich, with specific conditions for customers.

Lojas Koerich: buy online and receive throughout Brazil.

Pay attention to the contracting conditions.
Credit approval is subject to analysis and approval. The amount, term, interest rate, APR (Annual Percentage Rate), and other conditions may vary according to the profile and credit analysis.

Check all the conditions presented in the app before contracting.

Download the KAB app, run your simulation, and check the Personal Loan options available to you.

What’s new

A versão mais recente contem correções de bugs e melhorias de usabilidade