Koiny: Finance & Bill Split

Content rating
Everyone
50+
Downloads
Content rating
Everyone
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About this app

Take Control of Your Money with Koiny

Koiny is India's smartest personal finance app that combines expense tracking, budgeting, and bill splitting in one powerful platform. Manage your money effortlessly while splitting expenses fairly with friends and family.

πŸ’° COMPLETE PERSONAL FINANCE
Track income from salary, freelance, investments

Log expenses with smart categorization

Manage multiple accounts: cash, digital wallets, credit cards

Real-time balance tracking across all wallets

πŸ“Š POWERFUL INSIGHTS & ANALYTICS
Visual spending breakdown with pie charts and graphs

Monthly spending summaries and trend analysis

Identify top spending categories

Smart budget recommendations based on your patterns

πŸ‘₯ EFFORTLESS EXPENSE SPLITTING
Create groups for trips, roommates, events, parties

Split bills equally or with custom amounts

Auto-calculate who owes whom with smart algorithms

Track group balances and payment status

Send payment reminders with one tap

πŸ”” NEVER MISS PAYMENTS
Bill reminders for rent, utilities, subscriptions

Smart notifications before due dates

Track recurring expenses automatically

One-tap "mark as paid" for quick updates

πŸ” BANK-LEVEL SECURITY
Secure JWT authentication for sessions

Local data encryption and protection

No access to your financial accounts or sensitive data

πŸ“± SEAMLESS EXPERIENCE
Cloud backup and sync across devices

Export data to CSV/Excel for records

Works offline for expense logging


PERFECT FOR:
βœ“ Students managing pocket money and group expenses
βœ“ Young professionals tracking salaries and budgets
βœ“ Roommates splitting rent, utilities, groceries
βœ“ Travel groups managing trip expenses fairly
βœ“ Families organizing household finances together
βœ“ Anyone wanting smarter money management

KEY BENEFITS:
Save time with expense categorization

Avoid awkward money conversations with transparent splitting

Build better financial habits with insights and budgets

Reduce financial stress with organized money management

Achieve savings goals faster with progress tracking

Why Choose Koiny?
Unlike single-purpose apps, Koiny combines personal finance management with social expense splitting. Track your own money AND manage group expenses in one secure, intelligent platform designed specifically for Indian users.

Download Koiny now and transform the way you manage money!

Join thousands of users who've simplified their finances with Koiny. Start your journey to financial freedom today.
Personal finance tracker + expense splitter. Money together, manage better!!
Updated on
Oct 5, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    App info and performance
  • This app may collect these data types
    Personal info
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

πŸŽ‰ Introducing Koiny - Your Personal Expense Tracker!

✨ Key Features:
β€’ Smart expense tracking and management
β€’ Offline-first design - works without internet
β€’ Google Sign-In authentication
β€’ Clean, modern interface

πŸ’° Track Your Spending:
β€’ Record and categorise expenses
β€’ Monitor spending patterns
β€’ View transaction history

πŸ”§ Built for Reliability:
β€’ Smooth offline experience
β€’ Secure data storage
β€’ Privacy-focused design

Download now and take control of your finances!
Content rating
Everyone
Learn more

App support

About the developer
SHUBHAM KUMAR SINGH
sks.bholi@gmail.com
India