Citi Handlowy

Bank Handlowy w Warszawie S.A.

About this app

Citi Mobile® allows you to manage finances, wherever you are, whenever you want.
Your transactions are safe thanks to mobile authorization with Citi Mobile Token Pin and push notifications which inform you about every operation on your account or card.

You can log in to the app by entering Citibank Online username and password or using the fingerprint. Users who have not previously used our online banking can register directly in Citi Mobile.

Selected functionalities:

Personal account:
- possibility to activate new card
- possibility to view account numbers
- ability to set or change PIN
- possibility to pay with BLIK
- Citi Kantor - currency exchange platform
- information about account balance, access to transaction history
- possibility to order any transfers
- the Citi Global Wallet service thanks to which the debit card will select the transaction currency by itself when paying online or abroad
- possibility to open foreign currency accounts in 13 currencies
- term deposit management

Credit card:
- possibility to activate a new card
- possibility to view account number
- possibility to activate and use electronic credit card before the physical version arrives (for new customers only)
- ability to set or change PIN
- possibility to pay with BLIK
- information on available credit and balance
- access to transaction history
- access to PDF statements for the last 12 months
- cash transfers to defined and new domestic payees
- card debt repayment

The use of this Citi Mobile application is for the consumer banking customers of Bank Handlowy w Warszawie S.A. only. Content provided via application is not specifically created for any territory other than where Bank Handlowy w Warszawie S.A operates/is licensed to operate.

The material does not constitute an offer within the meaning of Art. 66 of the Civil Code.

Bank Handlowy w Warszawie S.A. Citi and Citi Handlowy are registered trademarks of Citigroup Inc., used under license.

Ratings and reviews

Worst credit card app I ever used in my entire life! It is ridiculous that in 2025 you need to pay off your credit card only with bank transfer! where on earth is option to pay off with debit card or Blik?! The app itself is clunky, slow and really annoying as it very often scrolls the screen to the top. Terrible experience and O don't recommend it to anyone!

absolutely unusable, nothing works well, the authorization loops are way to complicated and tiring to complete, even for minor purchases - worst bank app I've used so far

Even thoug I'm long term Citibank customer and really like other services, the application is still not even trying to keep up with the competition. After comparing stability, usability and features of mobile apps and web access of other banks I'm now starting to switch to different bank. Not sure if every bank has much better app, but these few have done it significantly better: PKO BP, Credit Agricole and BNP Paribas. Each one not only has more features and services, but are more stable.

What’s new

We have made minor improvements to our mobile application to make it even more convenient for you to use.