If you have actual expenses insurance,
Diagnosed in the hospital or, such as a fracture
That occur a lot in everyday life
When you are injured and go to the hospital
Medication fees, outpatient fees, etc.
You can get covered expenses minus copays.
So it seems that the utilization will be high in the future.
I don’t know if it may happen suddenly at any time in my life
No illness or accident can be expected.
One day you may be in danger of great health
It would be better to prepare in advance with insurance.
Non-payment items are covered by the National Health Insurance.
Because there is no guarantee
If you spend a lot of money on this part
It is too burdensome.
In this case, if there is actual cost insurance
How much money was spent here
It is useful because you can get it back.
In the case of payment, all actual expenses are renewed.
It is natural that it increases with age.
Therefore, the first payment fee is important.
It can be done, but if it is too expensive from the beginning,
This is because there is a greater possibility of termination in the middle as the burden becomes even greater.
Outpatient medical expenses and
The drug preparation fee depends on the company
There are some differences.
Life Insurance and Post Office are 200,000 won for outpatient medical expenses,
The drug preparation fee is 100,000 won, but non-life insurance companies
Outpatient medical expenses are 250,000 won and pharmaceutical expenses are 50,000 won.