Koti helps roommates split bills and keep track of shared expenses in one home. Log the rent, the groceries and the internet bill, see who owes whom, and settle up without a spreadsheet or an argument. A bill splitter and shared expense tracker for roommates, flatmates, housemates and couples.
SCAN THE GROCERY RECEIPT
Take a photo of a receipt, or pick one from your photos. Koti reads the shop, the date, the total and every item line. Check it, then save.
SPLIT A RECEIPT BY ITEM, NOT IN HALF
The olive oil is yours, the coffee is theirs, the rest is shared? Tap each line to say whose it is. Koti spreads tax and discounts in proportion and splits the bill exactly, to the cent.
SET RENT ONCE, IT ADDS ITSELF
Split rent, utilities and subscriptions once. They repeat monthly or weekly with their split saved: added automatically, or with a reminder when the amount changes.
SPLIT BILLS YOUR WAY
Split expenses 50/50 or with custom shares. Give your home a default split, like 60/40 by income, and every new expense starts from it. Made a mistake? Edit the expense, and the change stays visible to everyone in it.
KNOW WHO OWES WHOM
Balances update live on every roommate's phone. Settle up shows the payment that squares you. A payment counts once the person receiving it confirms, so your record matches the money that actually arrived.
STAY IN THE LOOP
Optional notifications when a roommate adds an expense or a payment waits for you, and a gentle reminder to log what you bought.
SEE WHERE THE MONEY GOES
This month by category, the last six months at a glance, and a searchable history of every shared expense and payment. A deleted expense stays visible, crossed out, with the name of who deleted it.
HOW ROOMMATES SPLIT BILLS WITH KOTI
One of you pays the landlord, another pays the electricity, everyone buys groceries. Each person adds what they paid, Koti keeps one running balance for the home, and settle up tells you who pays whom. Couples use it the same way for household expenses, without a joint account.
MADE FOR A HOME
• One home, shared with your roommates or your partner
• Invite them with a link or a QR code; joining is one sign-in, no form to fill
• Over 140 currencies
• English, French, Spanish and German
• No ads, no daily limit on expenses
• Only your home's members can see its expenses. Delete your account from Settings at any time.
Koti records who paid and who owes. It doesn't hold or send money: pay each other however you like, then mark it in Koti.
Roommate expense tracker: split rent, bills and grocery receipts by item.