KotiZen — Contribute together. Manage money simply.
No more reminders, missed payments, or tension between friends and family.
With KotiZen, group payments become simple, automatic, and completely reliable.
Koti Simple — Pay together, without complications
Do you share a Netflix, Spotify, Canva, YouTube, or other subscription?
Create a Koti, invite your members, and set the amount and frequency. Each participant automatically pays their share, and the funds are sent directly to the recipient.
No reminders. No missed payments. No tension.
Koti Simple also adapts to all your shared expenses: shared rent, group gifts, family projects, or shared costs.
Koti Tontine — Modernized group savings
The tontine is a strong tradition in Africa. KotiZen makes it simpler, more transparent, and more secure.
Each member contributes regularly, and the total pot is distributed in turn according to a mutually agreed-upon order.
Everything is automated, traceable, and fair.
An effective way to save gradually while allowing everyone to finance their projects at the right time.
Cards — Access your money anywhere
Connect a card to your KotiZen account and use your funds freely.
Pay your subscriptions, manage your spending, and track your transactions in real time directly from the app.
Why choose KotiZen?
Automatic payments — no more reminding who hasn't paid
Real-time notifications — every payment is tracked instantly
Trust score — identify serious and reliable members
Private groups — access by invitation only
Integrated Mobile Money — compatible with payment solutions in West Africa
Complete history — all transactions are visible at any time
KotiZen: Trust organized
Simplify your contributions, secure your groups, and automate your payments.
Download KotiZen and create your first Koti in less than 1 minute.