Kredito - Pinjaman Uang Daring

PT FINTEK DIGITAL INDONESIA

About this app

Kredito is an online cash lending platform licensed and supervised by the Financial Services Authority (OJK), with registration number KEP-47/D.05/2021. You can borrow cash up to a maximum of IDR 30,000,000 without collateral. Kredito also protects your personal data privacy. Download Kredito and apply for a loan easily and securely.

💰️ Loan Products
◉ Tenor: 91 days (minimum) to 360 days (maximum)
◉ Interest: 1.33% /month
◉ APR (maximum): 16% /year

👉 Example transaction simulation:
If you choose a loan of IDR 1,000,000 with a 6-month term, the total interest to be paid is:
IDR 1,000,000 * 1.33% * 6 = IDR 80,000
Therefore, the total amount to be repaid (at maturity) for a loan of IDR 1,000,000, with a 6-month term = IDR 1,000,000 + IDR 80,000 = IDR 1,000,000. 1,080,000

🤩 How to use
Kredito offers unsecured cash loans, easy, and secure. The loan process is online. Users can choose the loan amount they need simply by following these steps:
1️⃣ Download the Kredito online loan application from the Google Play Store
2️⃣ Complete your personal information correctly
3️⃣ Set the loan amount and term
4️⃣ Verification process with the system using a big data algorithm
5️⃣ Fast disbursement of funds
Kredito is a leading and trusted financial technology company that uses algorithmic technology and a selection process utilizing big data to provide better loan services for you and support financial inclusion. Our mission is to bring security and convenience to users who need Kredito loans.

💪 Product Advantages
✅ Online Loans - Unsecured
Kredito is a trusted, unsecured online loan platform with affordable interest rates and service fees. If you're looking for an online loan for urgent needs, you can apply under the following conditions:
Be at least 18 years old, have an original ID card (e-KTP/regular ID card), and have a bank account in Indonesia. Very easy loan requirements, right?

✅ Easy to use
Download the Kredito Online Loan app and complete the entire loan application process in just a few steps. It won't take long. You can easily access the loan process anytime, anywhere, from your mobile phone.

✅ Fast Fund Disbursement
Your loan application will be approved quickly and without complications, and the funds will be immediately transferred to your bank account.

✅ Privacy and Security
Kredito will safeguard all user information and will not share it with third parties unless authorized by the user.

🏦 Payment Methods
You can pay your Kredito loan bill via ATM transfer, mobile banking, and ALFA GROUP.
Kredito's partner banks: BCA, Mandiri, BRI, BNI, Maybank, Permata
ALFA GROUP: Alfamart, Alfamidi, Alfa Express.

For further information, you can contact us through - Kredito's Official Customer Service:
☎️Phone: [phone]
📷Instagram: @kreditoid
🟢WhatsApp: [phone]
📧Email: [e-mail]
🌐Website: www.kredito.id
⌚Business Hours: Monday-Sunday (9:00 AM - 6:00 PM WIB)
📍Address: Mandiri Inhealth Tower, 12th Floor, Jl. Prof. Dr. Satrio, Kav E-IV No. 6, Mega Kuningan, Karet Kuningan Subdistrict, Setia Budi District, South Jakarta 12940

Ratings and reviews

the app is not dependable.. even though you are loyal customer for more than 1 year.. suddenly you cant borrow anymore. most likely due to they dont have any more funds to distribute. they will give excuse like system improvement or you have another loan in another platform. its simply doesnt make any sense, since over 1 year i can always use the app and pay in timely manner suddenly it changes. there are a lot of other apps that is more dependable, i recommend use other. it is a dissapointment

The billing method is by threatening and never trust that your personal data is safe in their hands. Nonsense

Weird app, often borrow and pay 4 days before due date and never late. It's been 6 months I can't borrow the reason my credit score is not good??? Just say that there are no funds because many people don't pay... Good customers who pay on time are even treated badly. Very unreasonable !!