Mind

WEBKING HOLDINGS

About this app

Kumba Mind (or simply Mind) is a modern and intuitive mobile application designed to simplify financial management, inventory tracking, and collaborative savings for merchants, entrepreneurs, and individuals in West Africa.

Combining ease of use with artificial intelligence technologies, Kumba Mind positions itself as the ultimate financial companion to grow your business and control your budget.

🌟 Key Features of the Application
1. 🏪 Inventory Management & Multi-Store (New)
Specifically designed for merchants and retail managers:

Multi-Branch: Register and manage multiple stores or branches centrally.
Smart Inventory: Rigorous tracking of stock entries, exits, and movements, distinguishing between purchase costs and selling prices.
Inventory Valuation: Instant calculation of your total inventory value, estimated selling price, and expected potential profit.
Short Stock Alerts: Low stock notifications so you never miss a sale. 2. 📊 Budget, Income & Expenses
Take complete control of your personal and professional finances:

Real-Time Tracking: Record your cash flow (salary, store sales, daily expenses) in just a few clicks.
My Income: See where your profits come from, with automated integration of earnings generated by your different stores.
Budget Alerts: Set spending limits to avoid unexpected expenses at the end of the month.

3. 🤝 Digital Rotating Savings & Group Savings
Modernize traditional savings securely:

Creation and Management: Start or join rotating savings and credit associations (ROSCAs) with your family, friends, or business partners.

Integrated Payments: Contribute directly from the app via Mobile Money (Wave, Orange Money, MTN MoMo, Moov Money, Djamo) through our secure payment partner, Jeko. Round Tracking: See at a glance who has contributed, the amounts collected, and the beneficiaries' schedule.

4. 🧠 Personal Financial Coach - CashFloo AI
Benefit from 24/7 expert financial advice:

Automated Diagnostics: AI analyzes your sales history, expenses, and inventory to provide you with personalized financial health reports.
Predict AI: Predictive trend analysis to anticipate future sales and better plan your supplies.
Tailored Advice: Ask your questions in natural language and get targeted answers to optimize your profitability.

5. 📈 Exportable Reports & Analyses
Generate professional documents for your accounting or funding applications:

Exports of your inventory reports, transaction histories, and financial statements in PDF and Excel (CSV) formats.

🔒 Security & Technology
Secure Payments: Jeko API integration, compliant with BCEAO banking standards (no storage of sensitive banking data).
Smart Notifications: Daily reminders (6:30 PM) to record your transactions and automatic monthly reminders for budget planning.
Flexible Subscriptions: Three plans tailored to your business size (Free with basic features, Smart to unlock unlimited multi-store access, and Premium for access to artificial intelligence and advanced reporting).

What’s new

- User interface improvements for budget and tontine management.
- Performance optimization and minor bug fixes.
- Compliance with the application's privacy policy.