Kushim: AI Expense Tracker

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About this app

Hate logging expenses? Same.

You earn enough. You just don't know where it goes. Every month, the salary hits your account, rent goes, Swiggy orders pile up, the weekend bleeds a little, and by the 20th you're staring at your bank balance wondering what just happened.

And no — you're not going to start logging every chai into a spreadsheet. You've tried. We've all tried. It doesn't last.

That's exactly why Kushim Money exists.


THE APP THAT DOES THE TRACKING FOR YOU

Kushim Money is an AI expense tracker that reads your bank SMS and automatically tracks every transaction. Amount, merchant, account — captured the moment your bank sends the alert. No manual entry. No typing. No effort.

Just a clear, real-time picture of your money, built on its own, every single day.


YOUR BANK SMS IS ALL IT NEEDS

When your bank sends a transaction SMS, Kushim reads it instantly. One tap to confirm. That's it — that's your entire job.

No bank login. No linking accounts. No credentials. No sharing passwords with a third-party app.

It works with 50+ Indian banks including SBI, HDFC, ICICI, Axis, Kotak, and Yes Bank. Supports UPI, NEFT, IMPS, RTGS, debit card, and credit card transactions. Built specifically for how Indian banks actually send SMS.

It picks up your accounts on the first launch. No setup wizard. No 12-step configuration. Just open the app.


IT GETS SMARTER THE MORE YOU USE IT

Every SMS teaches Kushim Money a little more about you. Your spending patterns. The subscriptions you forgot about. The week in the month you always overspend. The categories quietly eating your salary.

Month one, it shows you where your money went. Month three, it starts showing you why. The longer you use it, the more useful it gets — automatically.


YOUR PRIVATE MESSAGES ARE NEVER TOUCHED

Kushim reads only transactional bank SMS — messages from short sender IDs like SBIINB, HDFCBK, and ICICIB. Your personal texts, WhatsApp messages, and emails are never accessed. Not now, not ever.

Everything is processed on your device. Your financial data is never sold, never shared, and never used to target you with ads or loan offers. No third-party analytics. No data partnerships.

You are not the product. Kushim Money works for you.


WHO KUSHIM MONEY IS FOR

You get paid well but never know what's actually left by month-end.

You've tried expense tracker apps before and quit because logging every transaction manually is exhausting.

You want to start investing but can't figure out your real savings after all expenses.

You're done guessing and just want to see your money clearly — without changing your habits or adding work to your day.


WHY THIS ISN'T JUST ANOTHER EXPENSE TRACKER

Most expense tracker apps ask you to do all the work — log every transaction, categorize every expense, update every entry. That's why you stopped using them.

Kushim Money flips that. The AI does the work. Your bank SMS does the input. You just confirm. The tracking happens whether you open the app or not.

No discipline required. No new habits to build. Just install it and let your bank SMS do the rest.

Download Kushim Money — the AI expense tracker for people who hate logging expenses.

What’s new

Minor Optimizations