Betalen met Tinka

1.06K reviews
Content rating
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About this app

Flexible payment options that suit you.
With Tinka you choose how you want to pay thanks to our flexible payment options; whether you want to pay now, spread out, later or in parts.

Thanks to our responsible lending, you do not borrow more than you can afford and you keep control of your finances. No hidden fees or fine print. Tinka is supervised by the AFM and we adhere to the statutory interest rates.

We are 100% digital and you can easily manage your account in the Tinka app, after a quick check you can immediately shop online and offline with one of our products.

Manage your payments in one place in the app. Whether you have a personal loan, payment in installments, the Tinka Card or declining credit. In the app you will find the latest updates about your chosen payment option.

Minimum and maximum loan term varies from 12 to 60 months depending on the purpose and category of the loan.

Maximum Annual Cost Percentage (APR) is the statutory interest rate of 14.9%

Below is a representative example of the total cost of the loan, including the principal amount and all applicable costs: With a total credit amount of €250 over a term of 24 months and an APR/debit interest rate of 14.9%, the monthly repayment is set at €12.00. This results in a total cost of €287.85, which equates to interest costs of €37.85 over the entire 24-month period.

Discover special offers and promotions from our partners in the Tinka app. Check back often for the latest deals.

Do you have a question or are you unable to find an answer? Our customer service is happy to help you. We are available every working day.

For more information, go to
Updated on
Jun 4, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App info and performance, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

1.03K reviews
June 28, 2021
I gotta say the customer support is awesome! It's been a long time since I got help this quick, and they've put a lot of effort in answering my questions and helping me solve the problem that I ran into. They deliver a great and reliable service in my opinion, and unlike some other reviews I really like this app! It does what you would expect and the interface is really user-friendly too. You can choose whether you want to link your bank account or not, it's optional
2 people found this review helpful
Double B
December 9, 2020
The app will link to your bank account, to know how much you are earning and spending monthly. The problem is that the app and support staff don't enable you to get a higher creditlimit. Even with a salary in the 90th percentile, your creditlimit cannot be higher than 1500. Support doesn't help. There is no indication why, except that if the system tells you it's not possible, then it is not possible. I just want to increase to 3000. Worthless app if you can easily save 1500 per month.
15 people found this review helpful
Tinka B.V.
March 8, 2021
Bedankt voor je review en reactie. Natuurlijk vinden we het jammer dat je niet tevreden bent. We kunnen helaas geen standaard antwoord geven waarom een contractlimiet wel of niet verhoogd kan worden, omdat hier verschillende redenen voor kunnen zijn. Je kunt altijd even contact opnemen met onze klantenservice als je hier meer over wilt weten! ^Ger
Ruby Agniel
August 12, 2021
I appreciate the instant check up on wether or not paying in installments is an option for me. As it isn't, I instantly deleted my account and uninstalled the app. I chatted with costumer service for removing my account. They were fast and kind.
2 people found this review helpful

What's new

De Tinka-app wordt vaak geüpdatet zodat jij zorgeloos kunt shoppen, én betalen. In de laatste app-update zijn er vooral kleine bugs verholpen en is de app nog een stuk intuïtiever geworden.