My Money Manager

Kapil Lamsal

About this app

My Money Manager is a personal finance app built on one promise: your
money data never leaves your phone.

There's no sign-up, no cloud account, and no server behind the app at all —
so there's nothing to sync, nothing to breach, and nothing to sell. Every
transaction, budget, and loan you enter is stored locally in an encrypted
database (AES-256-GCM), and you can lock the app itself behind your
fingerprint, face, or a PIN.

WHAT YOU CAN DO

• Track transactions — log income and expenses, tag them by category, and
search or filter your history to find exactly what you're looking for.
• Keep every account in one place — track cash wallets, bank accounts, and
savings right alongside your cards and loans, so you always know your
real position across everything you own.
• See where your money goes — a spending-by-category breakdown shows your
budget at a glance, month over month.
• Plan around recurring bills — set up monthly transactions once (rent,
subscriptions, salary) and the app keeps them coming without re-entry.
• Never miss a due date — local reminders notify you ahead of bill and
loan due dates, generated entirely on your device.
• Understand your cards and loans — payments automatically split between
interest, late fees, and principal, and a built-in amortization and
payoff calculator shows how extra payments shorten a loan.
• Keep balances private by default — every amount is masked until you
choose to reveal it, so you can check your budget on a train or in a
meeting without flashing your numbers to whoever's nearby.
• Back up on your terms — export an encrypted backup file whenever you
want, and restore it on the same or a new device. Export plain CSV or
PDF copies of your data any time.
• Unlock fast, stay secure — biometric unlock (fingerprint/face) or a PIN
guards both app entry and revealing your balances, backed by your
device's secure keystore, and the app automatically re-locks itself
every time you switch away and back.

WHY IT'S DIFFERENT

Most budgeting apps ask you to create an account and hand over your
financial history to a server somewhere. My Money Manager doesn't, because it can't —
there is no backend. No ads. No analytics. No trackers. No data broker
fine print to read. What you enter stays on your device, encrypted, under
your control, full stop.

Built for anyone who wants a clear picture of their spending and loans
without trading their financial privacy to get it.

What’s new

Offline, encrypted budgeting: accounts, cards, loans. Balances stay private.