DanaLancar-Pinjaman Mudah

PT. PINTAR LINK DIGITAL

About this app

DanaLancar is committed to providing efficient and convenient online loan matching services for users. When you need funds for daily expenses, medical expenses, education, or cash flow, you can quickly complete an application via your mobile phone, without complicated procedures, and easily experience intelligent financial services.

I. Product Advantages:
1. An intelligent financial platform with a comprehensive suite of functions: financial assessments help users avoid risks, and real-time exchange rate checks are highly convenient.
2. Safe, convenient, practical, and worry-free.
3. An intelligent system quickly matches loan solutions to help users meet their individual needs.
4. Supports a variety of life scenarios and financial needs, simplifying fund management and fully meeting daily financial needs.

II. Loan Application Process:
1. Download and open the app.
2. Select and download the financial institution product recommended by the system.
3. Apply for a loan from the appropriate financial institution product.

Important Notes
DanaLancar is a third-party loan information service platform, primarily providing information matching and recommendation services between users and licensed financial institutions. The platform itself does not directly participate in loan disbursement, approval, or disbursement.
The final approval result, loan amount, loan term, and interest rate will be determined independently by the partner financial institution based on the user's credit standing, income capability, and risk assessment results.
Borrowing is a personal financial activity. Please borrow responsibly according to your financial capabilities, maintain good repayment habits, and avoid the risk of late payments and excessive debt. (Application Terms and Conditions: To ensure the smooth operation of the service, applicants must meet the following basic requirements: age 18 or older)

III. Loan Information:
Loan Amount: IDR 1,000,000 - IDR 25,000,000
Loan Term: 91 days - 180 days
Annual Interest Rate (APR): Maximum 18%
No hidden fees; actual fees depend on the approval results of the partner institution.

IV. Loan Calculation Example:
Assume a loan amount of IDR 5,000,000, a loan term of 120 days, and an annual interest rate of 18%.
Daily Interest Rate: 18% ÷ 365 ≈ 0.05%
Daily Interest: IDR 5,000,000 × 0.05% = IDR 2,500
Monthly Interest: IDR 2,500 × 30 = IDR 75,000
Estimated Monthly Payment: IDR 5,000,000/4 + IDR 75,000 = IDR 1,325,000
Estimated Total Interest: IDR 2,500 × 120 = IDR 300,000
Estimated Total Repayment: IDR 5,300,000. The actual loan amount, interest rate, and repayment plan are subject to final approval by the collaborating financial institution.

V. Contact Us:
If you have any questions about DanaLancar services or policies, please feel free to contact our customer service team.
Customer Service Email: [e-mail]
Service Hours: Monday to Friday, 9:00 AM - 6:00 PM
Address: KP SAWAH KAUM, Mekarjaya Village/Sub-district, Ciomas District, Bogor Regency, West Java Province
Zip Code: 16610