Take control of your finances without the complexity.
Lazy Finance is a personal finance app designed for people who want clarity over their money β not a second job managing spreadsheets.
π° TRACK EVERY TRANSACTION
Log income and expenses in seconds. Organized by category, grouped by date, and always easy to find.
π SMART REPORTS & FORECASTS
See where your money goes with beautiful charts. Monthly breakdowns, category spending, and an AI-powered forecast for next month β so you're never caught off guard.
π¦ FULL ACCOUNT MANAGEMENT
Cash, bank accounts, e-wallets, credit cards, and savings β all in one place. Track credit card debt, minimum payments, and due dates automatically.
π DEBT TRACKING MADE SIMPLE
Know exactly who owes who. Track loans you've given and debts you owe, with payment schedules and overdue alerts.
π― BUDGET & PLANNED EXPENSES
Set monthly budgets per category. Plan upcoming bills and recurring expenses so nothing takes you by surprise.
π BANK-LEVEL SECURITY
Your data stays on your device, encrypted with AES-256. Protect access with fingerprint or face unlock.
π FINANCIAL HEALTH SCORE
Get a personal score based on your savings rate, debt load, and budget discipline β with actionable insights to improve it.