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LC SERVICE AND TRADING COMPANY LIMITED

About this app

1. Application Description
This APP is a flexible and convenient credit finance application, designed by LC Trading and Services Co., Ltd. specifically for the individual market in Vietnam. The application strictly adheres to Vietnamese financial management regulations, ensuring the safety of each of your loans.

2. Product Advantages
Who can apply?
We always adhere to the principles of equality and respect. Based on your good credit history, income level, and occupation, we are committed to providing quality service.

Simple operation, flexible money disbursement
Using an intelligent AI-powered approval system, we provide an efficient and convenient service experience – approval in just 60 seconds, flexible disbursement.

Personalized product solutions
We will provide a suitable product package based on your credit status. The specific solution will be determined by the intelligent assessment system, providing a more personalized and personalized experience.

Personal Information Security
Your information will only be used for risk management purposes. We provide comprehensive protection to ensure you can borrow money with peace of mind.

Product details are as follows:
Credit limit: 500,000 VND – 100,000,000 VND
Loan term: 3 – 12 months
Annual interest rate: Maximum 36%

3. Example loan
If you borrow 100,000,000 VND for a 4-month term, repaying in 4 installments, with an annual interest rate of 18% (depending on the actual assessment), the repayment plan is as follows:

Total interest:

100,000,000 * 4/12 * 18% = 6,000,000 VND
Interest per month:

6,000,000 / 4 = 1,500,000 VND
Amount to be paid each month:

100,000,000 / 4 + 1,500,000 VND = 26,500,000 VND
Total amount payable:

100,000,000 + 6,000,000 = 106,000,000 VND

4. Loan Conditions
To ensure legal and safe loan services, the registration conditions are as follows:

1. Must be 18 years old and have full civil capacity.

2. Must be a Vietnamese citizen.

3. Must possess a valid Vietnamese bank account to receive and repay the loan.

4. Must have a stable income to ensure timely repayment.

5. Why choose us?

We are committed to being a legal, safe, stable, transparent, and reliable credit service provider.

We focus on building flexible and convenient loan solutions, making borrowing money easier and more secure.

Whether you need funds for daily expenses, emergencies, or temporary financial needs, we value and understand even the smallest details.
Professional service, building trust – providing emotionally resonant financial solutions is our enduring commitment.

Through our legally compliant operations and intelligent risk control system, we offer a clear and transparent loan process, efficient approval mechanisms, and flexible disbursement services.

Information security, a convenient loan experience, and your financial stability are our long-term service commitments.

5. Customer Support

If you have any questions or needs, please feel free to contact us anytime using the contact information below.

Company Name: LC Trading and Services Co., Ltd.
Company Address: 038 Nguyen Cong Hoan Street, Lao Cai Ward, Lao Cai City, Lao Cai Province, Vietnam
Email: [e-mail]
Hotline: [phone]
Website: https://www.lcfinvn.com/