Xpensy: Smart Expense Tracker

nsgapps

About this app

Xpensy is a clean, simple expense tracker that helps you understand where your money goes — with smart insights and AI-powered analysis, all stored locally on your device.

Expense Logging
• Log expenses in seconds with amount, category, date, and notes
• Edit or delete any transaction at any time
• Custom categories with your choice of color and icon

Budgets
• Set a monthly budget to keep your overall spending in check
• Assign per-category limits so you always know when you're close to the edge
• At-a-glance progress so overspending never catches you off guard

Recurring Expenses
• Mark any expense as recurring and Xpensy reminds you before it's due
• Never miss a subscription, bill, or regular payment again

Monthly Overview
• See your total spend and full transaction list for the current month
• No-spend streak tracker — build momentum on days you don't spend
• Monthly income tracking to measure spends against earnings

Charts & Comparisons
• Intuitive bar chart of spending by category
• Side-by-side month comparison to track progress over time

Insights & AI
• Monthly pace — projected end-of-month spend based on current patterns
• Fixed vs. variable spend breakdown
• Personalized saving opportunities based on your real data
• Chat with an AI assistant — ask about totals, patterns, and comparisons in plain language

Data & Export
• Export any month's transactions as a JSON file
• Multi-currency support

No accounts. No subscriptions. No data leaving your device. Xpensy keeps your finances private while giving you the clarity to spend smarter every month.

What’s new

• Polished text styling across all screens for a cleaner, more consistent look
• Fixed weekday labels on monthly rewind and currency formatting on charts