Debtora: Debt Payoff Planner

GREEN LINE CENTER SP Z O O

About this app

See the end of the tunnel. Debtora turns every loan, card and bill you owe into one clear plan with a real debt-free date.

TRACK EVERY DEBT
Add mortgages, car loans, credit cards, student loans, personal loans, medical bills and more. Each debt shows its balance, interest rate, monthly payment, due day and a progress bar that moves every time you log a payment.

LOAN CALCULATOR
Annuity or differentiated payments, any term, any rate. Get the monthly payment, total interest and a full month-by-month amortization schedule. Add an extra monthly payment and instantly see how many months and how much interest you save.

SNOWBALL OR AVALANCHE PLAN
Choose a strategy, set an extra monthly budget and Debtora simulates your entire payoff: the order your debts disappear, the interest you pay, the months you save compared to minimum payments, and a timeline chart to the day you are free.

MORE TOOLS
• Loan Compare: two offers side by side, total cost included
• Refinance Check: does a new rate really save money after fees?
• Savings Goal: how long to reach a target, or how much to put aside each month

STAY MOTIVATED
• Daily check-in streaks
• 16 achievements with illustrated badges
• Points to unlock color themes and tools
• Level up as you pay down

MADE FOR YOU
• 12 currencies
• Light and dark theme, 6 accent styles
• Everything stored on your device, no account needed

NOT A LENDER
Debtora does not offer, broker or advertise loans and never connects to your bank. All figures are estimates for planning and education only and are not financial advice. Points and unlocks are in-app rewards; Debtora contains no real-money payments and no ads.

Download Debtora and give your debt an expiration date.