Lefover - Safe to Spend

Lefover LLC

In-app purchases

About this app

Most money apps show you your bank balance and a budget to keep up with. Lefover shows you one figure: what’s safe to spend. You tell it how often you receive money and when the next day is. It then takes what is in your accounts, holds back the bills due before that day, what your budgets still have to cover and what you set aside for your goals, and shows what is left. It is arithmetic, not a prediction. If you are short, it says by how much.

It runs on the days you receive money, not the calendar month. Weekly, every two weeks, twice a month or monthly, your bills, budgets and reports all follow your dates.

It finds your bills from your transactions and holds their money until they are paid. Cards you pay in full are held too.

Nothing is guessed. Lefover never predicts your spending or works out when money will arrive. A feature that needs a guess to work is not a Lefover feature.

With splits, you share a bill with people who bank somewhere else. They see the bill and their share, never your balance, and they do not need an account to accept it.

Ask Nemo is an AI you can trust with money because it never does the math. It reads what Lefover already worked out and says it in a line, so it can never tell you an amount that is not true.

Each time the next day you receive money comes around, you get a report on how you did, with a grade and a streak, and the option to send it to someone who keeps you honest.

Lefover links to banks in the United States and Canada in English, Spanish and French. The first fourteen days are free, and the whole app is in them.