LenderMys is a financial media platform that provides free, convenient, and personalized services that help individuals connect with lenders to explore all their borrowing needs for Personal, Auto, Home, Green and Educational loans, in addition to Lines of Credit and Credit Cards. [This is the same as on the main page but not clear if what is on the main page is just automatically repeated at the beginning of the detail about page - if so then we do not need to repeat]
Step 1 | Connect
Get connected to our platform for free with the LenderMys App.
Step 2 | Personalize
Tell us about yourself by creating a unique profile that allows our platform to deliver service that is customized just for you.
Step 3 | Explore
Find the loan that’s right for you at anytime or anywhere by:
ü Reviewing lenders
ü Checking products
ü Requesting real-time quotes
ü Starting loan applications
ü Chatting with lenders In-App
The App provides quotes for Personal, Auto, Home, Green and Educational loans, in addition to Lines of Credit and Credit Cards.
User should note:
Minimum loan periods vary by loan type and lender and are typically three months or more for Unsecured Personal Loans.
Maximum loan periods vary by loan type and lender and extend up to five years for Unsecured Personal Loans.
The Annual Percentage Rate (APR) for all loans is disclosed in quotes and will vary by loan type and lender and is between 20.75% and 60.75% for Unsecured Personal Loans.
All other fees associated with loans are disclosed in quotes.
See extract of indicative Unsecured Personal Loan quote below that includes, loan principal amount, loan period, periodic payment amount, APR and EAIR for review by the user before selection:
- Loan Type | Unsecured Personal Loan
- Amount Borrowed | J$250,000.00
- Annual Percentage Rate (APR) | 25.00%
- Tenure | 12 months (1 year)
- Monthly Installment | J$23,761.05
- Total Amount Payable | J$285,132.60
- Effective Annual interest Rate (EAIR) | 28.07%