LendMesh: Compare Loan Rates

Lend Mesh

About this app

Compare real loan rates from more than 400 US banks and credit unions — without creating an account, without a credit check, and without applying.

LendMesh is a comparison tool, not a lender. We show you what lenders are publishing, side by side, so you can walk into a loan already knowing what a fair rate looks like.

WHAT YOU CAN COMPARE

• Personal loans — secured and unsecured
• Vehicle loans — new, used, refinance, motorcycle and RV
• Student loans — college costs and refinancing
• Mortgages — first home, FHA, jumbo and refinance
• Home equity — HELOCs and home equity loans

NOTHING TOUCHES YOUR CREDIT

There is no sign-up and no sign-in. You are never asked for your name, email, phone number, Social Security number or income. LendMesh never submits an application for you and never accesses your credit file. When a lender interests you, we open their own website so you can read their terms directly.

COMPARE THREE LENDERS PROPERLY

Rate alone is a poor way to choose a loan. Add up to three offers to a side-by-side comparison and see them normalised to the same footing — cost per $100,000 over the same term — so a lower rate with a longer term stops looking like a better deal than it is.

CREDIT UNIONS, NOT JUST BANKS

Most people check two or three big banks and stop. Credit unions frequently publish lower rates and are exactly who a rate comparison should surface. Enter a ZIP code to narrow the list to lenders serving your area.

BUILT-IN CALCULATORS

• Mortgage calculator — monthly payment from price, rate and term
• Home affordability — what your income actually supports, before a lender tells you

Everything you type into the affordability calculator stays on your device.

FREE, WITH NO ADVERTISING

LendMesh is free. There are no in-app purchases, no subscriptions, no ads, and no third-party trackers. We do not sell your information, because we do not collect it.

IMPORTANT

LendMesh is not a lender, broker, or financial adviser, and does not offer credit or accept applications. Rates and APR ranges shown are published by the lenders themselves and change frequently — always confirm current terms with the lender before you borrow. The rate you are offered depends on your credit profile, the loan amount and term, and the lender's own criteria.

LendMesh covers US lenders only and is intended for US residents.

LOAN TERMS AND COSTS

LendMesh is a comparison service, not a lender. We do not issue loans, set rates, or charge you any fee.

The figures below describe the offers published by the US lenders listed in this app:

• Maximum APR shown: 29.86%
• Repayment periods: from 1 month up to 480 months (40 years), depending on loan type and lender

Representative example: a $10,000 personal loan at 12.99% APR repaid over 36 months costs $336.89 per month. The total amount repaid is $12,128.09, of which $2,128.09 is the total cost of credit. LendMesh charges nothing for this. The example is illustrative only; your actual rate, term and total cost are set by the lender and depend on your credit profile.

Privacy policy: https://www.lendmesh.com/privacy-policy
Terms: https://www.lendmesh.com/terms-conditions

What’s new

- Tablets: the app now uses the full screen instead of stretching the phone layout.
- Loan list: filters now apply exactly what the screen shows as selected.
- Rates: offers at or above 36% APR are no longer shown.
- Links: lendmesh.com rate pages now open in the app.