Live Oak Bank

82 reviews
Content rating
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About this app

Live Oak Bank offers competitive interest rates, no monthly maintenance fees, and a fast and secure connection to your other bank accounts. Enjoy the ease and accessibility of an FDIC insured online bank with unparalleled customer service. Our mobile app is another way we help our customers achieve more.

Mobile banking features
• Manage your profile and account names
• Check balances and search transaction history
• Move Money
• Deposit multiple checks at one time
• Manage Savings and CD interest disbursements
• Manage CD maturity options
• View and download account statements and tax documents
• Manage users on the account
• Open your account through the app
• Manage your external accounts

Live Oak Bank’s mobile banking app is secure, simple, and fast. You can access a real-time view of your finances and manage your account online.

1. Live Oak Bank is a member of the Federal Deposit Insurance Corporation (FDIC). As a Live Oak Bank customer, your Live Oak Bank deposits are insured by the FDIC up to $250,000 per depositor for each account ownership category.

Updated on
Mar 8, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 2 others
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

78 reviews
Jon Ulrich
August 31, 2022
I mainly use this app for the remote deposit feature, however it does not work well. Regardless of how the check looks, and it's background, the auto feature (which is not optional) never takes the picture. So you have to capture manually. Unfortunately, you can't skip right to manual take - instead must wait ~20 seconds before that option pops up. And then 1/3 of the time the photo doesn't upload correctly so you have to do it all again. This is a basic feature and should work seemlessly.
14 people found this review helpful
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Jesse Johnson
February 14, 2023
Overall this is a very competent banking app. Simple intuitive interface that allows easy management of Live Oak bank accounts. However, I cannot make a mobile deposit. Three app crashes ever single time I attempt a deposit. I've tried clearing the cache, deleting data, and removing aged reinstalling the app. Nothing works. In the end, what is an app for an online bank account that can't do mobile deposits really worth?
14 people found this review helpful
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Brian Menius
May 15, 2023
I'd give it zero stars if I could, and that's absolutely disgusting considering I completely love this bank other than the utter failure of a mobile deposit feature on Android. I was able to install the app on my iPad and the photo capture feature worked brilliantly. Either fix the Android app or give users the ability to upload their own check images from their phone's camera roll. This current implementation AIN'T IT!
16 people found this review helpful
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