2.4
3.8K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Plan Your Purchases in a Whole New Way with livi PayLater
Experience next-level smart shopping today! Live in the moment, PayLater your way, and enjoy the flexible repayment period between 3 to 36 months.

Flexible loan, let’s GO!
Enjoy low-interest rates on Flexi Loan of up to 1,000,000 HKD and a flexible repayment period between 3 to 60 months. The range of APR is from 1.79% to 35%. For example, a loan of 100,000 HKD would have a monthly flat rate of 0.27%. If you choose a 24-month repayment period, the monthly repayment amount is 4,436.67 HKD. The total repayment amount is 106,480 HKD. The example is for reference only.

Scan to Pay & Earn
Use QR Payment at 50,000+ merchants across Hong Kong. Switch to your yuu ID in app to earn rewards!

Earn daily interest at your comfort
Get competitive savings interest rate with no minimum deposit requirements.

Instant transfer with just a few taps
Transferring money is fast, easy and safe with FPS. Track your transactions anytime in app!

Serving You 24/7
liviCare is online all year round, so you can reach us through live chat and the phone whenever you need.

Brand new rewards experience
Complete your dedicated missions every month in livi Rewards and unlock unlimited rewards.


Next-level savings experience
Make saving fun with livi Saving Space! Create multiple missions to get your goals off the ground with ease.

Terms and conditions apply.
livi PayLater Loan is a credit product.
To borrow or not to borrow? Borrow only if you can repay!
Please refer to Key Facts Statement and Conditions for Services available at our website and our app for details of livi PayLater and livi Flexi Loan.

“The App, any related materials and other products and services provided through the App are not intended for download, use or access by any person in any jurisdiction where such download or use would be contrary to any applicable law or regulation of that jurisdiction or where we're not licensed or authorized to provide the App or any related materials, or in any jurisdiction that is subject to any sanction regime."
Updated on
Dec 1, 2022

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
Data can’t be deleted
2.4
3.8K reviews
CinLinG Chung
November 23, 2022
This app has a lot of bug and the user experience is extremely horrible. The ID authentication is too frustrating. It always say " can't verify" , "too much reflection/ shadow". Even after open an account successfully, the PIN can't use or change. The CS service attitude is good but can't help. Please test your whole app thoroughly before launching. Sorry to say that but this apps is totally rubbish.
1 person found this review helpful
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Livi Bank Limited
November 23, 2022
We apologise for any inconvenience caused. You can contact liviCare at (+852) 2929 2998. We will follow up with you upon receiving further details. Thank you.
IF YU
October 5, 2022
Well built, well designed, and fluent app with responsive live chat that allows sending images (most don't). Plus highest interest rate. Best in the market so far.
4 people found this review helpful
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Sunny Leung
September 21, 2022
The ID Card capturing process is too demanding and, worst of all, won't recognize my ID edges after the first picture. I've installed almost all other virtual bank app and never had this problem. Wasted my time and frustrated me. Poor CX.
2 people found this review helpful
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Livi Bank Limited
October 4, 2022
Hi Sunny Leung, we apologise for any inconvenience caused. You can contact liviCare at (852) 2929 2998 or email to livicare@livibank.com. We will follow up with you upon receiving further details. Thank you.

What's new

Meet our brand new "Rewards" and earn extra during your everyday banking! You can also check out our chic new look, latest products and offers and upcoming Christmas offers.