2.7
5.45K reviews
100K+
Downloads
Content rating
Everyone
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About this app

livi Business
Whether you are starting a new business or setting up an additional business account, livi Business is here to help. livi is the first bank to offer 100% digital account opening service - there's no branch visit and no documents required^. Our 1-day speedy account approval will get your business ready in no time! Grab the chance and stay ahead of others!

Enjoy flexible instalments with livi PayLater
Spend & Cash out your way
One-time application and approval - Spend and Cash out with one revolving credit line.
Spending instalment: Instantly split your purchases that meet the minimum instalment amount^^ with livi PayLater.
Cash Instalment: Get Instant Cash within your credit limit directly credited to your liviSave, in just one tap in-app - no proof required^. Enjoy multiple drawdowns within your limit anytime. Plus, no reapproval required!
Choose between 3 to 60 months flexible repayment period upon spending or cash out, and enjoy worry-free auto repayment in-app.

Flexible loan, let’s GO!
Enjoy livi Flexi Loan “Personal Loan” of up to HKD1,000,000. The range of APR is from 1.87% to 35%. For example, a loan of HKD100,000 would have a monthly flat rate of 0.40%. If you choose a 36-month repayment period, the monthly repayment amount is HKD3,177.78. The total repayment amount is HKD114,400. The example is for reference only.
Get trapped in a spiral of credit card bills? livi Flexi Loan "Balance Transfer" helps you pay off all your outstanding bills while saving interest, along with revolving stand-by cash.

Scan to Pay & Earn
Use QR Payment at 50,000+ merchants across Hong Kong. Switch to your yuu ID in app to earn rewards!

Earn daily interest at your comfort
Get competitive savings interest rate with no minimum deposit requirements.

Instant transfer with just a few taps
Transferring money is fast, easy and safe with FPS. Track your transactions anytime in app!

Serving You 24/7
liviCare is online all year round, so you can reach us through live chat and the phone whenever you need.

Brand new rewards experience
Complete your dedicated missions every month in livi Rewards and unlock unlimited rewards.

Next-level savings experience
Make saving fun with livi Saving Space! Create multiple missions to get your goals off the ground with ease.

^^Minimum amount to set instalment is HKD100.

^Depending on the actual circumstances of individual applications, we may require you to provide additional documents for approval.

Terms and conditions apply.
livi PayLater is a credit product.
To borrow or not to borrow? Borrow only if you can repay!
For interest, fees and charges, please refer to Key Facts Statement and Conditions for Services available at our website and our app for details of livi PayLater and livi Flexi Loan “Personal Loan”.

“The App, any related materials and other products and services provided through the App are not intended for download, use or access by any person in any jurisdiction where such download or use would be contrary to any applicable law or regulation of that jurisdiction or where we're not licensed or authorized to provide the App or any related materials, or in any jurisdiction that is subject to any sanction regime."
Updated on
Jan 18, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.7
5.33K reviews
Cinling Chung
November 23, 2022
This app has a lot of bug and the user experience is extremely horrible. The ID authentication is too frustrating. It always say " can't verify" , "too much reflection/ shadow". Even after open an account successfully, the PIN can't use or change. The CS service attitude is good but can't help. Please test your whole app thoroughly before launching. Sorry to say that but this apps is totally rubbish.
9 people found this review helpful
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Livi Bank Limited
November 23, 2022
We apologise for any inconvenience caused. You can contact liviCare at (+852) 2929 2998. We will follow up with you upon receiving further details. Thank you.
Roden Chan Gmail
October 10, 2023
Latest app has been crashing on Android system, couldn't open the app at all, please fix immediately
4 people found this review helpful
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Livi Bank Limited
October 10, 2023
Hello Roden Chan Gmail. We are sorry for the inconvenience caused. We are aware of the issue and working on the fix. Should you have any enquiries, please contact liviCare CS hotline at (852) 2929 2998.
Anita Li
November 9, 2023
The app still doesn't work after the update. Haven't been able to login for over a month! This is ridiculous!
8 people found this review helpful
Did you find this helpful?
Livi Bank Limited
November 9, 2023
Hello Anita Li. We are sorry for the inconvenience caused. We are aware of the issue and working on the fix. Should you have any enquiries, please contact liviCare CS hotline at (852) 2929 2998.

What's new

Happy Year of the Dragon! You can now use livi app to send your loved ones a Laisee to celebrate a brand new year. We’ve also fixed some small bugs and made improvements so your banking experience is smoother than ever.