livi Bank

Livi Bank Limited

About this app

livi Business
Whether you are starting a new business or setting up an additional business account, livi Business is here to help. livi is the first bank to offer 100% digital account opening service - there's no branch visit and no documents required^. Our 1-day speedy account approval will get your business ready in no time! Grab the chance and stay ahead of others!

Earn daily interest at your comfort
Get competitive savings interest rate with no minimum deposit requirements.

Instant transfer with just a few taps
Transferring money is fast, easy and safe with FPS. Track your transactions anytime in app!

Scan to Pay Easily
Use QR Payment at 50,000+ Hong Kong merchants and offline stores in 40+ countries and regions that accept UnionPay QR code payments#. Your transactions will be settled in HKD and you don’t have to exchange foreign currencies beforehand!

Flexible loan, let’s GO!
Enjoy livi Flexi Loan “Personal Loan” of up to HKD1,000,000. You can choose a tenor between 3 – 60 months with no extra fee for early repayments. Helping you embrace the life’s changes with flexibility!

Get trapped in a spiral of credit card bills? livi Flexi Loan "Balance Transfer" offers customised repayment solutions based on your financial status, helping you pay off all your outstanding bills, along with revolving stand-by cash.

To borrow or not to borrow? Borrow only if you can repay!
For interest, fees and charges, please refer to Key Facts Statement and Conditions for Services available at our website and our app for details of livi Flexi Loan “Personal Loan” and livi Flexi Loan "Balance Transfer".


^Depending on the actual circumstances of individual applications, we may require you to provide additional documents for approval.

Terms and conditions apply.

#A 1% Foreign Currency Transaction Fee will be applied per foreign currency transaction.

“The App, any related materials and other products and services provided through the App are not intended for download, use or access by any person in any jurisdiction where such download or use would be contrary to any applicable law or regulation of that jurisdiction or where we're not licensed or authorized to provide the App or any related materials, or in any jurisdiction that is subject to any sanction regime."

Ratings and reviews

Awful, awful app. I downloaded because they had promotions all over HK- they must be blowing their budget on marketing and spending absolutely nothing on their app development. As all the other reviews say, the ID verification simply does not work. I called the help hotline- their advice and help was poor. I followed it anyway. It still didn't work. I've tried capturing my card in 50 different ways, it categorically does not work. Don't waste your time like I have. Frustrating experience.

it's impossible to go through the registration process. Extremely poor IT interface. *Update 15thJul* thank you for your response Livi Bank. I have actually called your service hotline for assistance but your staff told me they can't do anything about it. The only way to register is to through that useless app. and just so you know, I opened an account with ZA Bank without any hassle. Got my physical card from them in 4 days.

After more than 30 tries, I finally gave up the ID scanning & abort the account opening process. Tody 4/6/2023 I have my final try again, day or night, sunny or rainy day, no difference, scanning of the back of the ID card is impossible, these tries even made my heart beat not comfortable, for the sake of my health, I really need to stop & uninstall this app. Even you have many attractive promotion offers next time, I cannot get it if I need to live longer. This app is threatening my health

What’s new

We’ve fixed some small bugs and made various improvements in this update so your banking experience is smoother than ever.