Debt Payoff Planner: Snowball

LKPixel

Contains adsIn-app purchases

About this app

Are you ready to become debt-free? Stop guessing and start planning. The Debt Payoff Planner is the simplest, most effective credit card payoff planner to crush your debt and regain financial freedom.

Whether you have credit card balances, student loans, car loans, or mortgages, our app helps you build a personalized debt free roadmap. Visualize your journey, save thousands on interest, and see exactly when you will get out of debt fast.

🔥 POWERFUL PAYOFF STRATEGIES

Debt Snowball Tracker: Pay the smallest balance first to build massive psychological momentum.

Debt Avalanche Calculator: Focus on high-interest rates first to save the most money on interest fees.

Instant Comparison: Toggle between strategies to see which payoff method fits your life best.

📈 SMART ANALYTICS & SIMULATOR

NEW! Export PDF Roadmap: Generate a professional payoff schedule with one tap. Perfect for printing, sharing, and tracking your numbers offline.

Visual Journey: Track your progress with high-end charts showing your payoff path and historical payment growth.

"What-If" Scenarios: Use the interactive calculator slider to see how extra payments can shave months (or years!) off your debt-free date.

📊 VISUALIZE YOUR SUCCESS

Beautiful Dashboard: Track total debt, monthly payments, and payoff dates at a glance.

Confetti Celebrations: Get rewarded with fun animations every time you crush a debt!

Comprehensive History: Manage payment logs and paid-off debts in separate, organized tabs.

🔒 PRIVATE & SECURE

No Login Required: No bank details, no emails, and no personal data collected.

100% Offline: Your data stays securely on your device.

Backup & Restore: Securely export your data to a file and restore it anytime.

🌍 GLOBAL SUPPORT

Multi-Currency: Support for 30+ currencies including USD, GBP, EUR, CAD, AUD, LKR, and more with full Unicode symbol support.

KEY FEATURES:
✅ Add unlimited debts (Credit cards, Student Loans, Mortgage, Auto Loans)
✅ Generate & Share Clickable PDF Reports
✅ Track detailed Payment Logs & History
✅ Interactive Analytics & Projected Payoff Dates
✅ Secure Data Export & Import

Take control of your personal finance today. Download the Debt Payoff Planner and start your journey to a debt-free life!

Ratings and reviews

While the app does let you track your debts, it does not let you adjust for the different ways that interest is calculated. You can record a payment, but the interest isn't calculated correctly, so it does not match your monthly statements. It appears you are paying things off faster than you really are, which is misleading and disapointing. There is also no way to see if you recorded a payment or not. It's an ok app, but I am definitely looking for a better one.

Straight forward with little wiggle room. Tracks amount owed and payments, but not where you can add expenses. I like to look at the history of past payments, but that wasn't an option. There's an ad after every data input. You can remove them after paying $4.99+tax. It has potential but needs a few options for me.

edit/ I uninstalled it after hitting two 30s ads in two clicks. Everything I tried to click on opened an ad. That is fair feedback. I cannot rate the app on usability as I could not use it. Happy to send a screenshot showing this was in my past app but I'm not downloading this again. Was recommended on Reddit. seems like a scam. I can't even click on one thing without it opening an ad. I don't mind a dev needing to make some money but I can't even explore the app without advertisements.

What’s new

🌟 What's New!
💎 Premium: Remove all ads forever.
📄 PDF Export: Save & print your payoff plan.
📊 Analytics: New detailed progress charts.
🚀 Faster performance & UI improvements.
🔧 Fixes: Currency symbols fixed & interest/payment fields are now optional!