Loan Planner

SparkNova Apps

In-app purchases

About this app

Take Control of Your Debt with Loan Planner – The Smartest EMI Calculator & Financial Advisor
Planning a home loan, car purchase, or business expansion? Loan Planner is your ultimate financial companion designed to simplify complex loan calculations and help you save thousands in interest.
Whether you're a first-time borrower or a seasoned investor, Loan Planner provides the clarity you need to make informed financial decisions.
📊 WHY USE LOAN PLANNER?
Loan Planner isn't just a basic calculator. It’s a comprehensive financial toolkit that visualizes your debt, tracks your repayment progress, and provides AI-driven insights to help you become debt-free faster.
🚀 KEY FEATURES:
1. Advanced EMI Calculator
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Calculate Monthly EMIs for Home, Car, Personal, Education, or Business loans.
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Toggle between Months and Years for tenure.
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Prepayment Impact: See exactly how much interest you save and how much your tenure reduces by adding extra monthly payments.
2. Compare Two Loans
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Directly compare two different loan offers side-by-side.
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Our smart engine tells you exactly which loan is cheaper based on Total Interest.
3. Interactive Amortization Schedule
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Break down your repayments month-by-month or year-by-year.
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Track your declining balance and see the ratio of Principal vs. Interest paid over time.
4. 🤖 Smart AI Loan Advisor
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Get personalized financial tips based on your saved loans.
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Warnings for high-interest rates, advice on "Loan Avalanche" methods, and tips on when to prepay to maximize savings.
5. Visual Analytics
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Pie Charts: Instantly see your total interest vs. total principal ratio.
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Yearly Bar Charts: Visualize how your loan balance reduces every year.
6. Loan Tracker & Manager
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Save your calculations for quick reference later.
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Search & Filter: Find specific loans by type or amount.
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Pinning: Keep your most important loan calculations at the top of your list.
7. 🔔 Never Miss a Payment
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Set monthly EMI Reminders.
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Receive precise notifications on your chosen day (1st, 5th, 10th, etc.) so you never face late fees again.
🌟 TOP HIGHLIGHTS:
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Clean & Modern UI: Designed for effortless navigation with high-quality Material Design.
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Dark Mode Support: Easy on the eyes for late-night planning sessions.
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Multi-Currency: Support for INR (₹), USD ($), EUR (€), GBP (£), JPY (¥), and more.
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100% Secure: Your financial data stays on your device. We do not store your private information on external servers.
Who is this app for?
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Home Buyers: For calculating mortgage payments and down payment impacts.
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Students: For planning education loan repayments.
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Vehicle Buyers: To check car or bike EMI schemes.
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Small Business Owners: To compare business expansion credit lines.
Download Loan Planner today and start your journey toward a debt-free life!

What’s new

•🧮 Smart EMI Calculator: Plan payments and see prepayment savings.
•⚖️ Compare Loans: Evaluate two offers side-by-side.
•📅 Payment Schedules: Detailed principal vs. interest breakdown.
•📊 Visual Analytics: Track progress with intuitive charts.
•🤖 AI Advisor: Personalized tips to become debt-free faster.
•🔔 EMI Reminders: Never miss a payment again.