대출나침반

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About this app

Loan Compass is an ad-free, neutral information service that organizes complex loan information so that anyone can easily understand it.

Compare publicly disclosed products from banks and savings banks at a glance, calculate interest rates and limits yourself, and ask the AI ​​directly about any unfamiliar terms.

■ AI Loan Assistant

- Ask questions while conversing like ChatGPT. Answers are written in real-time, one character at a time.

- You can receive more accurate explanations by entering your situation, such as income, credit, security deposit, or existing loans.

- You can insert the product you are comparing directly into the conversation to ask, "Is this product right for me?"

■ Loan Product Comparison

- Compare publicly disclosed products grouped by purpose, such as mortgages, Jeonse loans, credit loans, and policy loans.

- Check publicly disclosed interest rates, limits, fees, late payment interest, and incidental costs in the product details.

- The AI ​​explains complex publicly disclosed information in simple terms. ■ Interest Rate & Exchange Rate Market Rates

- View the Bank of Korea base rate, major market interest rates (government bonds, corporate bonds, CDs), and exchange rates in graphs.

- Quickly grasp market trends with snapshots of the lowest interest rates on publicly listed products.

■ 6 Types of Loan Calculators

- Calculate loan interest, DSR, LTV, early repayment fees, limit assessment, and repayment period.

- Enter your conditions to instantly check your monthly repayment amount and the composition of principal and interest.

■ Loan Encyclopedia & Situational Guides

- Explain key terms and concepts such as DSR, LTV, and refinancing through case studies.

- Provide customized guidance for various situations, including employment, unemployment, refinancing, collateral, Jeonse (lump-sum deposit) and monthly rent, and government policy financing.

** ■ Recommended for:

- Young professionals looking into loans for the first time

- Those who want to compare products from various banks

- Those who want to reduce interest through refinancing or early repayment

- Anyone who finds loan terminology difficult

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[Notice] This app is for informational purposes only and does not directly broker or arrange loans.

The interest rates and limits listed are for reference only and may differ from actual figures. Please verify the final terms with each financial institution.

For damages from illegal private lending, please contact the Financial Supervisory Service (1332). For consultations regarding microfinance, please contact the Korea Inclusive Finance Agency (1397).