NiveshWise Pro

NiveshWise App

About this app

NiveshWise Pro brings together 67 calculators, comparison tools and educational pages for real-life money decisions.

Explore loans, investments, property, insurance, vehicles, retirement, career and household decisions in one app.

WHAT YOU GET

• Access to all available Pro tools
• Advanced comparison calculators
• Ad-free experience
• English, Hindi and Marathi support
• Light and dark modes
• No account required
• One-time purchase

LOANS & EMI

• Loan vs FD
• Loan Interest vs FD Interest
• Loan Interest vs EMI-SWP Interest
• Loan Prepayment vs Investing
• Loan Basic and Loan Advance
• Time Value of EMI
• Debt Avalanche vs Debt Snowball
• Advanced Loan Prepayment vs Investing
• Inflation-Adjusted Loan vs FD
• Loan vs FD, Mutual Fund and SIP of EMI

INVESTMENTS & RETURNS

• SIP and Compound Interest
• IRR and CAGR
• SWP
• Real Returns after Tax
• Cost of Delaying Investment
• Tax Savings vs Investment Returns
• Dividend vs Growth
• Time Value per Hour
• Future Cost of an Item
• Future Value of Bank Balance
• Simple Interest
• Currency Depreciation and Investment
• Chit Fund vs Mutual Fund

HOUSING & PROPERTY

• EMI vs Rent
• Flat Valuation
• Relocation Opportunity
• Rent vs Buy a House
• Advanced Flat Valuation
• Under Construction vs Ready to Move
• Flat vs Land Investment

INSURANCE & POLICIES

• Insurance and Policy Evaluation
• LIC Scheme Evaluation
• Term Insurance Need
• Health Insurance Cover Need
• Advanced Policy Evaluation
• Policy X-Ray

VEHICLES & TRANSPORT

• Car Loan vs Own Money
• Car Lease vs Buy
• Two-Car Comparison
• Fuel Cost
• Transportation Cost-Savings
• EV vs Petrol Car
• EV vs Petrol Two-Wheeler
• Bike vs Car

RETIREMENT & PENSION

• Retirement Calculator
• FIRE Calculator
• Gratuity
• Senior Citizen Savings Scheme
• Monthly Income Scheme
• Pension Commutation Decision

CAREER, WORK & EDUCATION

• WFH vs Office vs Hybrid
• Degree Worth It
• Follow Your Passion Cost
• Dual-Income vs Single-Income
• Job Switch Impact

LIFESTYLE & HOUSEHOLD

• Mobile Budget Planner
• Child Education Goal
• Marriage Expenses
• Lifestyle Health ROI
• DIY vs Outsourcing
• Price Per Use
• Social Media Time-Waste

LEARNING & SCHEMES

• Government Schemes
• Weekly Wisdom
• Tricks

Should you prepay a loan or invest?
Should you buy a house or rent?
Should you take a car loan or use your own money?
Is an insurance policy worth its cost?
How much retirement corpus do you need?
What is the impact of switching jobs or delaying investment?

GOVERNMENT INFORMATION

NiveshWise is an independent app and is not affiliated with, authorised by or endorsed by the Government of India, any state government or any government department.

Scheme rules and benefits may change. Verify details through the relevant official government source.

IMPORTANT

NiveshWise Pro is offered as a one-time in-app purchase through Google Play. The final price and applicable taxes are shown before payment.

DISCLAIMER

NiveshWise Pro is a financial calculation, comparison and educational utility. It does not provide personalised investment, financial, tax, legal, insurance or lending advice.

All results are estimates based on user inputs and calculator assumptions. Actual outcomes may differ due to changes in interest rates, inflation, taxes, charges, market returns, property values, insurance terms, loan conditions, government rules and personal circumstances.

NiveshWise does not provide loans, accept deposits, execute investments, sell insurance, act as a broker or guarantee returns.

Verify important information independently and consult a qualified professional where required.

What’s new

NiveshWise Pro version 2.0.1