Lockn is a savings app built around one idea: goals are easier to hit when there's structure behind them.
Create a pot for anything, a trip, an emergency fund, a shared family goal, and choose how it works. Saving solo? You're the only contributor and beneficiary. Saving with others? Invite people into a group pot with shared lock rules, so everyone contributes toward the same target and everyone can see the progress.
How it works
Add money to your wallet using a card or bank transfer, then contribute to any pot directly from your wallet balance. Withdraw to your linked bank account whenever you need to access your funds. Manage your payment methods in one place, no digging through settings.
Built for group saving
Invite others by email. They join, see the goal, and contribute on their own schedule. Track who's in, who's pending, and how close the pot is to its target, all from a single screen. When a pot unlocks, funds are distributed according to the rules set when the pot was created.
Stay informed
Get notified the moment money moves: a contribution comes in, a pot fills up, or a payment method changes. A full activity log tracks every contribution, withdrawal, and deposit, so there's never a question about where your money went.
Secure by design
Lockn uses identity verification (KYC) to keep payouts secure and biometric login to keep your account protected by (Stripe).
Whether you're saving alone or saving with the people who matter most, Lockn gives every goal a clear structure and every dollar a place to go.