PLANET by L&T Finance-Loan App

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About this app

Welcome to PLANET by L&T Finance, a trusted NBFC loan app with 60 lakhs+ users. As one of India's
most reliable finance loan apps, we ensure a quick and secure experience. As part of the L&T group, a
trusted financial service, we make loans easier for you. Discover simplicity with PLANET for instant loan
What makes PLANET by L&T Finance stand out:
● Find your loan needs under one roof
● Track and manage your loans
● Fulfil your dreams with personal loans from our instant personal loan app
● Access your transaction history anytime and be in control of your loan finance.
● Get documents like Welcome Letter, Statement of Account, Repayment Schedule, Interest
Certificate, NOC Kit and more with just a few taps
● View and update your profile and bank mandate details anytime, add a personal touch with a
● Pay your EMIs using a Debit Card, BHIM UPI, Wallets and Netbanking
● Secure transactions enabled by a four-digit MPIN & biometric login
● Select your preferred language from the list and discover the app’s features
Your standard finance tool:
● Instant Loan Features: If quick solutions are what you're after, our instant loan app ensures rapid
processing & credit score checks, leading to faster disbursements. Banking on our efficient
system, we ensure you don't have to wait long for your funds. You may access your loan details
● A financial push: Want to get a new bike or TV? With PLANET by L&T Finance, acquiring a bike
loan, a TV loan or a personal loan is very convenient. Dubbed as the definitive "bike loan app",
we streamline the process, making it straightforward and user-friendly.
● User-Friendly Interface: Navigating through finance loan apps can be daunting. However,
PLANET by L&T Finance offers a clean design, making it stand out amongst other personal loan
apps in India. Whatever your profession is, PLANET by L&T Finance caters to a diverse audience.
You can get various loan related services at your fingertips.
● Comprehensive Financial Suite: More than just an NBFC loan app, PLANET by L&T Finance is
your all-in-one app for all loan types. Whether you need personal loans, two-wheeler loans (2
wheeler loan app), micro loans, or any other loan aid - we've got a broad spectrum of financial
solutions tailored just for you.
Highlights of our Personal Loan services:
● Finance Amount: ₹50,000 to ₹25Lakh
● Repayment Tenure: 12 to 60 months
● Rate of Interest / Annual Percentage Rate (APR): 10.5% to 26% reducing
● Processing Fees: 0% to 3%
For example
● Loan Amount: ₹ 10,00,000/-
● Rate of Interest: 12% p.a. on reducing basis
● Tenure: 48 months
● Processing Fee (PF): 2% (₹ 20,000/-)
● Broke Period Charge (BPC): 0.7% flat (₹ 7,000/-)
● In this case, the following will be the actual loan details
● Net disbursement amount - ₹ 9,80,000/- (Loan amount – PF)
● Estimated EMI: ₹ 27,225/-
● If the customer has opted for any insurance product, value of such insurance product will be
added to the loan and the EMI will increase accordingly.
● Privacy Policy URL -
*T&C Apply
PLANET by L&T Finance rise as a one stop solution for all your financial needs specializing in reliability
and efficiency. Our commitment to serving your needs, be it through our personal loan app feature or
the comprehensive suite of services, sets us apart. Join PLANET by L&T Finance family and enjoy a
seamless journey towards achieving your financial goals. We want to be your very own "loan dene wala
app" and an honest finance partner.
Get started with 7 easy steps to install the app:
1. Download & open the app
2. Allow permissions as per your wish
3. Select your preferred language from the list and discover the app’s features
4. First time users are required to register
5. Enter your registered mobile number
6. Verify your mobile number with an OTP and set the PIN of your choice
7. Log in to your account and avail the offers
For feedback, mail us at
Updated on
Dec 2, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
No data collected
Learn more about how developers declare collection
Data is encrypted in transit