L&T Finance : PLANET Loan App

L&T Finance

About this app

Need an Urgent Personal Loan fast? PLANET - the best instant personal loan app & trusted online personal loan app India - instant cash loan, same day disbursal & no hidden charges.

Planet is one of the leading online personal loan apps in India, Whether you need a small personal loan, personal loan 50,000, 1 lakh personal loan, this NBFC personal loan platform. Get personal loan at lowest interest rate for loan for salaried or personal loan for self employed.

⚡Why Choose PLANET - Quick Loan App?

● Same Day Disbursal: Get Instant Personal Loan Approval in 5 minutes with fastest personal loan processing
● Flexible Loan Options: From a small loan app for immediate personal loan needs to a home loan app or SME loan
● Personal Loan Fast Approval: Our EMI personal loan app ensures quick personal loan approval
● Smart Finance: 100% paperless process, EMI calculator, repayment tracking, & easy loan statement access
● Safe & Transparent: No hidden charges; secure loan processing via an RBI-registered NBFC

💵Highlights of Our Online Personal Loan Services

● Finance Amount: ₹50,000 to ₹30 Lakh
● Repayment Tenure: 12 to 72 months
● Annual Percentage Rate (APR): 11% to 26% reducing
● Processing Fees: Up to 4% + applicable taxes

Example:

● Loan Amount: ₹ 10,00,000/-
● Interest Rates: 12% p.a. on a reducing basis
● Tenure: 48 months
● Processing Fee (PF): 2% (₹ 20,000/-)
In this case, the actual loan details will be:
● Net disbursement amount - ₹9,80,000/- (Loan amount – PF)
● Estimated EMI: ₹ 26,445/-

If you opt for insurance, its cost will be added to the loan & increase the EMI accordingly.

Fee & charges information: https://www.ltfs.com/our-products/personal-loans/fees
Privacy Policy URL - https://www.ltfs.com/privacy-policy

T&C Apply

💰Loan Categories Available

● Personal Loan for Salaried & Self Employed - loan for salaried & personal loan for self employed with flexible EMIs
● Instant Loan - immediate personal loan, personal loan without cibil, personal loan with low credit score options
● Home Loan App - home loan with lowest interest rate via simple digital process
● Debt Consolidation - personal loan for debt consolidation to simplify your finances
● Business & SME Loan - manage working capital or grow your business
● Professional Loans - for doctors, CAs & self-employed
● Bike Loan App - refinance bike loan or vehicle loan apply online with affordable EMIs
● Micro & Short Term Loan - small personal loan apps for short term personal loan needs

✅Key Features of Planet Loan App

● Loan EMI Calculator: Estimate EMIs before applying with our best EMI personal loan app
● Credit Score Access: Track CIBIL; get personal loan without cibil or personal loan with low credit score
● Loan Statements: Download repayment schedules, foreclosure letters, & NOC kits
● Paperless Online Personal Loan Application with minimal documents
● Secure & Unsecured Loan: secure loan, unsecured loan, loan on property, & property loan

👥Who Can Apply?

● Salaried users needing personal loan immediately
● Self-employed, entrepreneurs & shop owners
● Doctors, CAs & other professionals
● Farmers & small businesses seeking agri/SME loans

🚀Why PLANET Loan App Stands Out

Unlike any personal loan bank or quick personal loan apps, PLANET - the cheapest personal loan app - offers personal loan with low interest, personal loan interest low, personal loans with low interest rates, personal loan at low interest rate, instant personal loan without income proof, instant approval personal loan & personal loan instant approval.

Download the mobile personal loan app today - personal loan apps download is free. Apply for fastest personal loan, personal loan quick approval online. Manage finances with one of India's top online personal loan apps - best personal loan app in india.

📩Contact Us: [e-mail]

Ratings and reviews

Even after paying the monthly emi, why are you sending messages again and again that the due amount is not paid??? And when the amount is ready in the account, you didn't deduct the amount on time and you fined us for the cheque bounce.. and even after paying that, you still keep on messaging to pay the amount.... thats really frustrating. Don't try to earn money by fooling and cheating others.

Checking my loan eligibility took barely two minutes and it did not affect my credit score, which the app clearly mentions before you start. I got a realistic figure instead of a big attractive number that gets rejected later. That honesty made me trust the rest of the process much more.

The complete loan repayment history sits in one place inside the app, with a receipt generated after every instalment. I do not have to maintain a separate file at home anymore for my records. Whenever I need proof of payment for anything, I just download it and share it directly.

What’s new

This release focuses on fixing bugs and resolving known issues to improve app stability, performance, and overall user experience.