Luxioy: Your reliable financial solution in Peru. Luxioy is a simple and practical financial product, designed to meet users' needs 24/7. We offer longer terms and higher amounts, allowing each user to choose the amount and days that best suit their needs, providing complete flexibility.
Product Description
Loan Amount: From S/ 200.00 to S/ 10,000.00 (The available amount may vary depending on the application information).
Loan term: Minimum 91 days – Maximum 180 days
Maximum Annual Percentage Rate (APR): 20% (Approximate daily rate of 0.055%)
Representative example: If a user requests a personal loan of S/ 1,000, the details are as follows:
Loan amount: S/ 1,000
Term: 100 days
Annual interest rate: 12% (approx. 0.033% daily)
Interest: S/ 33 (Calculation: 1,000 * 12% / 365 * 100)
Total amount to be paid: Calculation: Loan amount + Interest = S/ 1,000 + S/ 33 = S/ 1,033 (To be paid in a single installment after 100 days).
Application Eligibility:
1. Be a resident of Peru.
2. Be over 18 years of age.
3. Have a valid national identity document (DNI) and a mobile phone number.
Security and Privacy: We fully understand the sensitivity of your financial data. Luxioy employs advanced security measures to ensure that all your information is stored securely and to prevent any unauthorized access. Your privacy is our top priority, and we are firmly committed to maintaining the confidentiality of your financial information. See our detailed policy at: https://luxioy.com/privacy-policy
Contact Us: If you have any questions about our privacy policy, please feel free to contact us by email. We value your comments and suggestions.
Official Email: support@luxioy.com
Business Hours: Monday to Friday, 9:00 AM to 7:00 PM