SikaFlow - Quick Online Loans

AbelDev

About this app

SikaFlow is here to help you get quick, easy, and trusted cash loans in Ghana, right on your
phone. No stress, no long queues, no paperwork - just simple, transparent loans when you need
them most.
Why Choose SikaFlow?
✅ Simple & Fast Approval: Complete your application in 4 simple steps and receive funds in
minutes.
✅ No paperwork, no collateral: Apply anytime, anywhere from your phone.
✅ Secure & Transparent: No hidden charges. All fees and terms are clearly disclosed before
you apply.
✅ Refer & Earn: Earn exclusive rewards when you refer friends who get approved for their first
loan.
Product Introduction
• Loan Amount: GHS 50- GHS 2,000
• Loan Terms: 91 days to 360 days
• Annual Percentage Rate (APR): 12% - 36%
Example Loan Calculation
Apply GHS 1,000 for 180 days with 24% APR
• Principal: GHS 1,000
• Total Interest: GHS 120 (Calculation: 1,000 × 24% ÷ 360 days × 180 days = 120)
• Total Repayment: GHS 1,120 (Principal + Interest)
Data Safety & Permissions:
With your explicit consent, SikaFlow uses the following permissions to process your loan
application, verify your identity, and prevent fraud:
• Location: To verify your application is initiated within Ghana and to detect fraud risks.
• Device Information: To verify device authenticity and secure your account.
• Installed Apps: To identify potentially harmful software and protect your account.
• Emergency Contacts: Only used for the contacts you manually select to help verify your
identity.
Eligibility:
• Ghanaian resident only
• Aged between 18 and 65
• Active Mobile Money account (MTN, Telecel and AT)
Contact Us:
If you have any questions or need support, reach out to our friendly customer service team:
• Email: [e-mail]
• Address: Suite 204, The Gallery, Lagos Avenue, East Legon, Accra, Ghana

What’s new

2.1.0