Smart Spending helps you know where your money goes, month by month, in meticais.
ALL YOUR ACCOUNTS IN ONE PLACE
Register your bank, M-Pesa, e-Mola, card, and wallet. See your total balance, what came in and what went out in the month, and transfer between accounts without confusion.
EXPENSES AND INCOME IN SECONDS
Register an expense with value, category, and account. Mark what is still to be paid and receive a notification when a bill is overdue. Fixed expenses can automatically repeat.
IMPORT YOUR STATEMENT
Forgot to register? Import transactions from your bank statement or bank messages all at once. The app ignores existing transactions.
MONTHLY BUDGET
Set how much you want to spend per category and see how much you can still spend. Receive an alert before you go over your limit.
SAVINGS GOALS
Set goals, track deposits, and see how much you need to save each month to reach them.
STATISTICS AND HABITS
Charts for the last 3, 6, or 12 months: where you spend the most, on which days of the week, recurring expenses, and days without spending. The Analysis shows your financial health and emergency fund.
SPLIT EXPENSES IN GROUPS
Trips, shared housing, or dinners: track who paid and see who owes whom.
DAILY REMINDERS
A reminder in the morning and another at night so you don't forget to record your daily expenses.
PRIVACY
Hide values with a tap and protect the app with your phone's biometrics. Works offline and syncs when the connection returns.
Start today: record your bills and, at the end of the month, know exactly where your money went.
Find out where your money is going: accounts, budgets, and goals in Mato Grosso.