SpendCheck: Expense Tracker

Manikandan Chellappan Nadar

About this app

SpendCheck is an expense tracker for people who just want to see where their money goes — without accounts, ads, subscriptions, or a single byte leaving their phone.

Everything you log lives only on your device. There's no sign-up, no cloud, no analytics, and no company (including us) that can see your spending. Open the app and start tracking in seconds.

WHY YOU'LL LIKE IT

• Fast entry — A bank-app-style keypad lets you punch in an amount and save an expense in a couple of taps. No fiddly decimal typing.

• Expenses, refunds, and investments — Track money going out, money coming back, and money you've moved into brokerage or crypto platforms. Investments are kept separate so they never inflate what you "spent."

• Receipt photos, made searchable — Snap or attach a photo of a receipt. SpendCheck reads the text on it right on your device, so you can later search for an item printed on the receipt even if you never typed it in.

• Smart categories — As you type a business name, SpendCheck pre-fills the category you last used there. Less thinking, faster logging.

• Recurring expenses — Mark something as weekly, monthly, or annual and it logs itself automatically — perfect for subscriptions, rent, and yearly renewals.

• Clear summaries — See what you spent this week and this month, a breakdown by business and by category, and a simple chart — all for any month you pick.

• Export anytime — Send a clean CSV of your full history whenever you want a backup.

PRIVATE BY DESIGN

SpendCheck stores everything locally on your device. There is no server, no login, and no tracking. Your financial life is nobody's business but yours — the app is built so that even we couldn't see your data if we wanted to.

FREE

SpendCheck is free to use. No ads, no data selling, no catch.

Questions or feedback? We'd love to hear from you — reach us through the contact link on our website.

What’s new

Smarter, quieter tracking:
- Credit card bill payments are no longer counted as spending, so your purchases are never counted twice.
- Advance notices about upcoming auto-debits no longer show up in Review.
- Automatic backup is more reliable, shows when it last ran, and turns itself off safely if you forget your saved passphrase.
- Diagnostics export (for sharing with someone you trust) now covers 14 days.
- Small fixes and polish.