HomePath

Malacapps

Contains adsIn-app purchases

About this app

Plan your mortgage with confidence. Mortgage Repayment Calculator brings together every tool you need to model repayments, compare deals and check what you can borrow — all in one place, built for UK homebuyers and remortgagers.

MODEL YOUR MORTGAGE
Enter a property price, deposit, interest rate and term to see your estimated monthly repayment instantly. Switch between repayment and interest-only, add product fees, and factor in overpayments to see how they change the picture.

SEE THE FULL AMORTISATION SCHEDULE
Every scenario comes with a complete month-by-month breakdown of opening balance, interest and principal. See your payoff time, total interest saved and time saved from overpaying, plus a chart of your outstanding balance over the life of the loan.

COMPARE SCENARIOS SIDE BY SIDE
Weighing up a 2-year fix against a 5-year fix? Compare up to 4 saved scenarios side by side across price, deposit, rate, term and overpayments, with the best figure in each row flagged automatically.

CHECK WHAT YOU CAN AFFORD
The Affordability Checker estimates your maximum loan from your income and outgoings, shows your headroom against the loan you're requesting, and breaks down your loan-to-income and debt-to-income ratios.

KEEP EVERYTHING ORGANISED
Save unlimited scenarios, star your favourites, and reuse income and spending profiles across calculations so you're not re-entering the same numbers every time. Shortlist the properties you're considering, with beds, baths and price at a glance.

Built specifically for the UK market in pounds sterling, with a clean interface that follows your device's light or dark setting.

HomePath is an independent planning tool from Malacapps and does not constitute financial advice. Figures are estimates to help you prepare — always confirm final numbers with a mortgage adviser or lender.

What’s new

Redesigned from the ground up, with two new tools to help you plan your move:
• NEW: Compare up to 4 mortgage scenarios side by side
• NEW: Save and shortlist properties you're considering
• Affordability Checker now shows your borrowing headroom at a glance
• Refreshed dashboard with favourites and a clearer overview
• A cleaner new look throughout
Thanks for using HomePath— let us know what you think!