Mariner Finance

Mariner Finance

About this app

Access your Mariner Finance Customer Account Center on the go. With the Mariner Finance mobile app, you can:
• Monitor your account activity;
• Set up auto pay to never miss a payment;
• Make a monthly payment on your existing loan;
• Apply for a new loan;
• See your current offers;
• Locate a branch near you;
• And more!
The Mariner Finance mobile app is designed for Mariner Finance customers and requires a loan account in order to log into the app. Mariner Finance, LLC is a Non Bank Financial Company and is a Loan Processor offering Personal Consumer Loans. Mariner Finance utilizes Bank of America as our main registered bank ACH processor.
A personal loan from Mariner Finance can meet a variety of needs, including home improvement projects, vacations, weddings, debt consolidation, and unplanned expenses. We offer personal loans from $1,000 to $25,000, with loans terms from 12 to 60 months. APR's range from 20.99% to 35.99%. Minimum and maximum amounts dependent on an applicant’s state of residence and the underwriting of the loan.
The stated APR represents the cost of credit as a yearly rate and will be determined based upon the applicant’s credit at the time of application, subject to state law limits. The stated APR represents the range of APR’s that may be applicable, subject to state law limits and individual underwriting. Not all applicants will qualify for a lower rate. APR’s are generally higher on loans not secured by a vehicle, and the lowest rates typically apply to the most creditworthy borrowers. All terms and conditions of a loan offer, including the APR, will be disclosed during the application process. As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 31.99% and an interest rate of 30.76% which includes a finance charge of $3,922.72. Under these terms, the borrower would make 48 monthly payments of $185.89, for a total of payments of $8,922.72. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.

Ratings and reviews

This company is highly suspicious. Applied for a small loan. They wanted everything except my first born child in order to be approved. Approved for loan, and as we are signing the documents, come to find out they added a bunch of additional fees/extras and wanted to offer 30+ percent interest. Would have paid almost 100% more on the loan in the end. Walked away and cancelled the application immediately. Also hard to reach them on the phones. They claim to be "too busy" to answer the phone

I've never had an issue logging in until now. I'm trying to log in to pay my loan, but it keeps saying "something went wrong" when I finally do get logged in, and it's a blank screen. Clicking on payment method, but it tells me I don't have a loan started??? It's too late to mail a check, and I hate calling to pay. I prefer doing online. I've already updated the app.

Can't add a SoFi bank account in the app or website, can't make a debit card payment because it tells me to call the branch. No thank you, the app and website have a horrible UI and layout. I hate that interest is charged once per month like a credit card instead of daily. Payments do not show how much is going to interest, I'll never get a loan with Mariner again.

What’s new

1. Security improvements
2. Loan application process bug fixes
3. Payment process bug fixes