财小蜜

杭州财晓觅科技有限公司

In-app purchases

About this app

When your assets are spread across different markets, accounts, and currencies, simple income and expense records are far from sufficient. CaiXiaoMi focuses on providing you with professional investment management and asset dashboards, seamlessly connecting to various investments such as stocks, funds, and gold, and efficiently handling complex financial scenarios involving multiple currencies, multiple accounts, and debts, giving you complete control over your personal wealth.

===Key Highlights====

>Lightning-fast import: Data synchronization with 20 platforms including WeChat, Alipay, and bank statements! Automatic recognition and categorization. Supports automatic import and bill forwarding import.

>Powerful and comprehensive features: From daily bookkeeping to in-depth financial analysis—budget control, target savings, intelligent expense reimbursement, credit card management, social obligations, assets and liabilities... meeting all your financial needs, with professionalism comparable to a financial advisor!

>Pure and focused, superior experience: Zero ads, zero distractions! Lightning-fast startup, smooth operation. AI assistant makes bookkeeping smarter, and deep customization makes the interface more intuitive. Enjoy pure and efficient financial management! Designed for high-end users: Suitable for users with multiple accounts and various investment assets. We even support stablecoin accounting.

【Core Feature Highlights】
* AI Intelligent Accounting: Automatically recognizes and categorizes data by voice/text input (restaurant/travel/transportation, etc.), amount, time, members (e.g., "husband's spending"), and items (e.g., "Beijing trip"). Supports AI calculator, multi-command merging ("breakfast 15 + coffee 30 yuan"), and custom training of your own accounting robot!

* Super convenient automatic accounting: Supports not only quick command accounting but also screenshot accounting.

* Versatile Data Import: One-click migration of Alipay bills, WeChat Pay, JD Pay Later, Meituan Pay, and transaction records from 16+ banks including China Merchants Bank, China Construction Bank, and CITIC Bank. Supports data from 10+ accounting apps including Suishouji, Wacai, Qianji, Xiaoqingzhang, Miaomiaojizhang, Xiaoguai, Shark, Xiaoqingzhang, Mumujizhang, Tutujizhang, Yiyujizhang, Kelejizhang, Timi, and Yimujizhang. Excel template import is super convenient! * Supports complex payment scenarios: Easily handles joint payment scenarios, transaction fees, coupons, refunds, reimbursements, and multiple currencies (real-time exchange rate updates)!

* Rich homepage customization components: Budget, repayment reminders, fixed deposit reminders, and gold accumulation.

* Asset analysis: Analyzes your asset composition, asset trends, liabilities, etc., and supports asset snapshots.

* Investment center: Manage your stocks (A-shares, US stocks, Hong Kong stocks, Taiwan stocks), funds, gold, fixed deposits, government bonds, and cryptocurrencies. It also supports custom investments and stock/fund dividends.

* Supports multi-device collaboration: Synchronizes accounting on your computer.

【Professional Financial Management】

* Fixed deposits: Manage bank fixed deposits, automatically calculate interest, and receive maturity reminders.

* Gold accumulation: Helps you manage paper gold and physical gold, automatically updating gold prices.

* Stocks & Funds

* Scheduled tasks: Allows you to set up automated tasks, such as periodic transfers, mortgage payments, credit card installment payments, etc.

* Category management: Supports two-level categories, convenient category management functions, supports category data migration, and allows dragging, sorting, and moving categories. Hundreds of built-in category templates are available, including versions for women, men, Generation Z, geeks, families, and humor, among others.

* Multi-dimensional budgeting: Weekly/monthly/yearly/customized periods + category budgeting

* Separate ledgers: Personal/family/side hustle ledgers

* Loan management: Interest calculation/repayment reminders

* Expense reimbursement process: Expense form merging/status tracking

* Calendar view + charts and reports: Income and expenditure trends/balance analysis

* Credit card management: Credit card bill management, credit card repayment reminders, credit cards

* Multiple grouping options: Tags, items

* Savings plan: Track your savings progress, supports 12-month savings plan, 365-day savings plan, and 52-week savings plan

Exceptional user experience: Ad-free instant startup, multiple themes, quick accounting with a tap on the back of the screen on iOS, cloud backup/export, multi-device synchronization, and encrypted local data storage!

#AI Budgeting Software #Alipay Bill Import #WeChat Budgeting #Multiple Ledger Management #Family Joint Budgeting #Travel Budgeting Template #Ad-Free Budgeting App #Budget Planning Tool #Credit Card Repayment Management #Data Migration Assistant

【Why Choose CaiXiaoMi?】
* AI Cutting-Edge Technology: Voice-based budgeting + intelligent recognition + automatic recording, 10 times faster than clicking and selecting input!

* Zero Migration Threshold: Exclusively supports structured parsing of Alipay/WeChat/bank bills, say goodbye to repetitive entry!

* A Boon for Detail-Oriented Users: Transfer fee records, multi-level categorization (restaurant → breakfast), DIY homepage modules, batch editing, account grouping, sub-accounts... We have everything you can imagine!

* Clean and Uninterrupted: Rejects pop-ups, focuses on core functions, and boasts top 1% startup speed in the industry!

* Designed for High-End Users: Investment/Multi-Currency/Account Grouping/Sub-Accounts/Loans/Credit Card Management/Budget/Asset Analysis/Social Interactions/Combined Payments/Planned Tasks/Due-Expiry Reminders, etc.

【What Users Say?】 "The smartest budgeting app I've ever used! Importing 3 years of WeChat bills only takes 5 minutes!"

"This is the coolest AI budgeting app I've ever used; it's almost too smart!"

"The budget reminders are incredibly thoughtful; I'm finally no longer living paycheck to paycheck!"