Master Splitter: Expense Split

or haklay

About this app

Master Splitter is an expense splitter that works straight out of the WhatsApp group you already have — no new app for everyone to open, no one to nag. Write "paid 180 for groceries" in the group, and it's recorded and split automatically, with a clear balance showing who paid, who owes, and who to pay back.

WHY USE MASTER SPLITTER?
- Save time and skip the spreadsheet: the balance updates itself the moment an expense is added.
- No more "who owes who" arguments: everyone in the group sees the same up-to-date balance, no guessing.
- Nothing new to learn: write an expense the way you already do on WhatsApp, and the app does the rest.

HOW IT WORKS
Connect your group's WhatsApp to the expense splitter, and keep writing the way you always have: "paid 180 for groceries", "bought gas for 90". Master Splitter picks up the amount and the description and adds them to the group's shared balance. You can also add an expense by hand, split it evenly or with a custom split per member, and attach a receipt photo for the record.

KEY FEATURES
- Live group balance: updates instantly with every new expense, evenly split or custom.
- Picks up expenses from WhatsApp: write in the group as usual, and it's recognized and recorded.
- Receipt scanning: photograph a receipt instead of typing every line by hand.
- One-tap payment request: a single button opens a ready WhatsApp message with a Bit link, so each person settles their own debt.
- Shared shopping list: updates in real time for the whole group, so nobody buys double or forgets an item.
- Shared tasks: split responsibilities so it's clear who's doing what.
- Monthly summary: a snapshot of spending by category and by who paid.
- Daily game with a personal streak, with an optional leaderboard.
- Fully adjustable notifications: new expense, settle-up request, a finished shopping list, and more — all toggled in Settings.

WHO IT'S FOR
Roommates, trips at home or abroad, couples running a shared budget, and any group that already has a WhatsApp thread with a running tally. Master Splitter replaces the mental math between everyone, not the group chat you already have.

SIGN IN YOUR WAY
Sign in with Google, Apple, or an email and password — whichever is fastest for you.

PRIVACY, PLAINLY
Master Splitter does not keep your group's full chat history — only messages recognized as an expense are kept, alongside the record they created. It is not a bank, a digital wallet, or a payment service: it only organizes what the group already spends, it does not move money itself — the payment-request button just opens a WhatsApp message with a Bit link, and the payment happens between the users themselves. Full details are in the Privacy Policy and Terms of Use, linked from Settings in the app and from master-splitter.com.

FREQUENTLY ASKED QUESTIONS
- Does everyone in the group need to install something? No. Only whoever wants to open the app and see the balance needs an account — everyone else just keeps writing in WhatsApp as usual.
- Does it cost anything? No. The expense splitter itself is free to use.
- What happens if a group stops using it? You can disconnect the group at any time from Settings, and the existing history stays accessible only to whoever was already a member.
- Can you pay money through the app? Not directly. The payment-request button opens a ready WhatsApp message with a Bit link, and the transfer itself happens between the two sides, outside the app.

Master Splitter is an expense splitter and debt tracker for groups: recording and splitting expenses, calculating balances, managing shopping lists and tasks, picking up expenses from a connected WhatsApp group, and daily games and notifications — all in one place, in Hebrew or English.

What’s new

Master Splitter helps you split shared expenses right from your WhatsApp group — no extra app to open. Import your data from Splitwise, track who owes what, and settle up easily.